2516 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 2516 E 48th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,546 sqft · built 2017
Lot Size0.222 acres (9,689 sqft)
OwnerIndividual Name on Record
Last Sale$297,500 (May 2020)
Tax Bill$3,632 (2024)
Deeds & MortgagesMay 2020 Sale & Mortgage
Aug 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN7923-27-354-004

Property Details

APN / Parcel Number

Primary APN7923-27-354-004
Alternative APN
  • 060/08294-107-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,546 sqft Living Area
Gross Area2,762 sqft
1st Floor Area1,546 sqft
Basement Area1,546 sqft
Finished Basement1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,689 sqft (0.222 acres)
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address2516 E 48TH ST
CityDES MOINES
StateIA
Zip50317-4736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 THE WOODS OF COPPER CREEK PLAT 2
Legal SubdivisionTHE WOODS OF COPPER CREEK PL 2
Legal Lot Number8
JurisdictionPOLK IA
Township / Civil DivisionDELAWARE
Census Block Group1
Census Block1002
Census Tract10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2516 E 48TH ST, DES MOINES, IA 50317-4736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Aug 1, 2019Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY CHOICE CU
Aug 3, 2018Warranty Deed, Transfer
May 26, 2017Trustee's Deed, Construction Loan · Line of Credit
FIDELITY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2020 · Amount on Record
Deed SaleMay 26, 2020 · Amount on Record
Prior SaleAug 1, 2019 · Amount on Record
Deed Document Number2019-00099895
Deed Book / Page17847 / 967
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMay 26, 2020
Property Address2516 E 48TH ST, DES MOINES, IA 50317-4736
Document Number201900099895
Book / Page17847 / 967
Instrument DateApr 28, 2020
Instrument2019-00099895
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$475.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2516 E 48TH ST, DES MOINES, IA 50317-4736

Mortgage

Document Number201900099897
DateMay 26, 2020
Instrument2019-00099897
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateAug 1, 2019
Property Address2516 E 48TH ST, DES MOINES, IA 50317-4736
Document Number0000010014
Book / Page017431 / 000783
Instrument DateJul 20, 2019
Instrument10014
Transaction TypeTransfer
Record UpdatedSep 3, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$476.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2516 E 48TH ST DES MOINES IA 503174736, DES MOINES, IA 50317-4736

Mortgage

Document Number10016
DateAug 1, 2019
Book Page017431/000787
Instrument10016
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressCLIVE, IA 50325
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateAug 3, 2018
Property Address2516 E 48TH ST, DES MOINES, IA 50317-4736
Document Number0000010123
Book / Page017026 / 000602
Instrument DateJul 25, 2018
Instrument10123
Transaction TypeTransfer
Record UpdatedSep 6, 2018

Transaction

AmountAmount Recorded
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2575 N ANKENY BLVD #211 ANKENY IA 500234710, 211, ANKENY, IA 50023-4710
InvestorPossibly a Property Investor

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionPOLK IA
Recording DateMay 26, 2017
Property Address2516 E 48TH ST, DES MOINES, IA 50317-4736
Book / Page016495 / 000890
Instrument DateMay 25, 2017
Instrument97861
Transaction TypeConstruction Loan
Record UpdatedJul 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2516 E 48TH ST DES MOINES IA 503174736, DES MOINES, IA 50317-4736

Mortgage

Document Number0000097861
DateMay 26, 2017
Book Page016495/000890
Instrument97861
Lender
NameFIDELITY BK
TypeBank
AddressWEST DES MOINES, IA 50266
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictSoutheast Polk Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$392,100 (+12.09%) Land $59,400 Building $332,700$392,100 (+12.09%) Land $59,400 Building $332,700
2024$3,632.00 (-56.51%)
2023$349,800 Land $52,700 Building $297,100$349,800 Land $52,700 Building $297,100
2020$8,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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