Polk County property record for 2530 E 48th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,386 sqft · built 2023 |
| Lot Size | 0.194 acres (8,474 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $439,225 (Sep 2023) |
| Tax Bill | $1,002 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Apr 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-27-354-010 |
| Primary APN | 7923-27-354-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Basement Area | 1,377 sqft |
| Finished Basement | 919 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,474 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2530 E 48TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-4736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 THE WOODS OF COPPER CREEK PLAT 3 |
| Legal Subdivision | THE WOODS OF COPPER CREEK PL 3 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10602 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2530 E 48TH ST, DES MOINES, IA 50317-4736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK |
| Apr 20, 2023 | Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Deed Document Number | 0019609893 |
| Deed Book / Page | 19451 / 130 |
| Prior Transfer Date | Apr 20, 2023 |
| Prior Transfer Doc | 2023-00018622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2530 E 48TH ST, DES MOINES, IA 50317-4736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1240 34TH AVE SW 304, 304, ALTOONA, IA 50009-2688 |
| Document Number | 0000051629 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 19609/895 |
| Instrument | 2023-00051629 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Apr 20, 2023 |
| Property Address | 2530 E 48TH ST, DES MOINES, IA 50317-4736 |
| Document Number | 0000018622 |
| Book / Page | 19451 / 130 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023-00018622 |
| Transaction Type | Construction Loan |
| Record Updated | May 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4707 SE RIO CT STE 103, 103, ANKENY, IA 50021-1241 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018623 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023-00018623 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Southeast Polk Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452,900 (+133,105.88%) Land $82,500 Building $370,400 | $452,900 (+133,105.88%) Land $82,500 Building $370,400 | |
| 2024 | $1,002.00 (+12,425%) | ||
| 2023 | $340 Land $340 | $340 Land $340 | |
| 2020 | $8.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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