2534 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 2534 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,127 sqft · built 2021
Lot Size	0.194 acres (8,488 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2021)
Tax Bill	$1,616 (2024)
Deeds & Mortgages	Apr 2021 Construction Loan Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-27-354-009`

Property Details

APN / Parcel Number

Primary APN	`7923-27-354-009`
Alternative APN	`060/08294-200-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,127 sqft Living Area
1st Floor Area	1,011 sqft
Upper Floors Area	1,116 sqft
Basement Area	1,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,488 sqft (0.194 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2534 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 THE WOODS OF COPPER CREEK PLAT 3
Legal Subdivision	THE WOODS OF COPPER CREEK PL 3
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1002
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2534 E 48TH ST, DES MOINES, IA 50317-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Construction Mortgage WEST BANK
Jun 21, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	2021-00064859
Deed Book / Page	18599 / 384
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2534 E 48TH ST, DES MOINES, IA 50317-4736
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 SE ALICES RD, WAUKEE, IA 50263-9646

Mortgage

Document Number	0000035607
Date	Apr 7, 2021
Book Page	18461/311
Instrument	2021-00035607

Lender

Name	WEST BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2041

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 21, 2021
Property Address	2534 E 48TH ST, DES MOINES, IA 50317-4736
Document Number	0000064859
Book / Page	18599 / 384
Instrument Date	Jun 16, 2021
Instrument	2021-00064859
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2534 E 48TH ST, DES MOINES, IA 50317-4736

Mortgage

Document Number	0000064861
Date	Jun 21, 2021
Instrument	2021-00064861

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,000 (+10.06%) Land $82,700 Building $324,300	$407,000 (+10.06%) Land $82,700 Building $324,300
2024	$1,616.00 (+20,1%)
2023		$369,800 Land $74,100 Building $295,700	$369,800 Land $74,100 Building $295,700
2020	$8.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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