2533 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 2533 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,540 sqft · built 2019
Lot Size	0.323 acres (14,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,500 (Mar 2020)
Tax Bill	$3,004 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`7923-27-353-026`

Property Details

APN / Parcel Number

Primary APN	`7923-27-353-026`
Alternative APN	`060/08294-200-016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	670 sqft
Upper Floors Area	870 sqft
Basement Area	670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,088 sqft (0.323 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2533 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 THE WOODS OF COPPER CREEK PLAT 3
Legal Subdivision	THE WOODS OF COPPER CREEK PL 3
Legal Lot Number	16
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1008
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2533 E 48TH ST, DES MOINES, IA 50317-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Transfer VERIDIAN CU
Nov 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage IOWA ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	2019-00078701
Deed Book / Page	17742 / 43
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2533 E 48TH ST, DES MOINES, IA 50317-4736
Document Number	0000078703
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2533 E 48TH ST DES MOINES IA 503174736, DES MOINES, IA 50317-4736

Mortgage

Document Number	0000078703
Date	Mar 19, 2020
Book Page	017742/000047
Instrument	78703

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Nov 1, 2019
Property Address	2533 E 48TH ST, DES MOINES, IA 50317-4736
Book / Page	017572 / 000142
Instrument Date	Oct 30, 2019
Instrument	40441
Transaction Type	Construction Loan
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10640 JUSTIN DR URBANDALE IA 503223755, URBANDALE, IA 50322-3755

Mortgage

Document Number	0000040441
Date	Nov 1, 2019
Book Page	017572/000142
Instrument	40441

Lender

Name	IOWA ST BK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$302,000 (+10.5%) Land $83,400 Building $218,600	$302,000 (+10.5%) Land $83,400 Building $218,600
2024	$3,004.00 (+24,933.33%)
2023		$273,300 Land $74,700 Building $198,600	$273,300 Land $74,700 Building $198,600
2020	$12.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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