Osceola County property record for 2521 13th St, #A, Saint Cloud, FL 34769
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 13,046 sqft · built 1989 |
| Lot Size | 0.863 acres (37,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Oct 2006) |
| Tax Bill | $27,123 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0258-0130 |
| Primary APN | 01-26-30-0001-0258-0130 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 18 Plumbing Fixtures |
|---|---|
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 13,046 sqft Gross Area |
| 1st Floor Area | 7,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 37,592 sqft (0.863 acres) |
| Lot Dimensions | 250 ft deep x 150 ft wide |
| Garage Area | 43 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 967 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2521 13TH ST, A |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4103 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | SHB |
| Legal Description | ST CLOUD PB B PG 34 BLK 258 LOTS 13-22 10/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 258 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 43400 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3951 RYLAND HILLS DR, WATKINSVILLE, GA 30677-2977 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2006 · Amount on Record |
| Deed Sale | Oct 19, 2006 · Amount on Record |
| Prior Sale | Jun 25, 2004 · Amount on Record |
| Deed Document Number | 2006254109 |
| Deed Book / Page | 3308 / 1608 |
| Last Transfer Date | May 29, 2013 |
| Transfer Doc | 0044590704 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,123.00 (+12.06%) | $1,956,500 (+55.25%) Land $465,200 Building $1,491,300 | $1,956,500 (+55.25%) Land $465,200 Building $1,491,300 |
| 2024 | $24,205.00 (+17.06%) | ||
| 2023 | $20,677.00 (+14.87%) | $1,260,200 (+26.16%) Land $353,200 Building $907,000 | $1,260,200 (+26.16%) Land $353,200 Building $907,000 |
| 2022 | $18,001.00 | $998,900 Land $294,300 Building $704,600 | $998,900 Land $294,300 Building $704,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2009–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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