2720 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2720 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Year BuiltBuilt 1995
Square Footage5,460 sqft Heated Area
Lot Size65,776 sqft (1.51 acres)
Last Sale$750,000 (2018)
Tax Bill$18,243.00 (2025)

Property Details

APN / Parcel Number

Primary APN78279
Alternative APN
  • 012630000102050130

Interior

Plumbing Fixtures10 Plumbing Fixtures
Total Rooms15 Rooms
Building Area5,460 sqft Heated Area
Gross Area5,720 sqft Gross Area
1st Floor4,600 sqft 1st Floor
Upper Floors2,860 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1995
Exterior MaterialAluminum Siding Exterior
Fire Resistance ClassBuildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials.
Foundation TypeFooting Foundation
Roof ConstructionWood Truss Roof Construction
Roof MaterialMetal Roof
Lot Area65,776 sqft (1.51 acres)
Depth X Width200 ft x 150 ft Depth x Width
Total Buildings2 Total Buildings
PorchOpen Porch
Porch Area260 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number78279
Street Address2720 13TH ST
CitySAINT CLOUD
StateFL
Zip34769-4133
Property UsageCommercial Property Usage
TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal DescriptionST CLOUD PB B PG 34 BLK 205 LOTS 3-20 LESS R/W 3/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD HWY CENTRAL
Legal Tract1
Legal Block205
Legal Lot Number3-20 4
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4024
Census Tract43400

Owner

Source: Osceola County records · APN 78279

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address103 E 4TH AVE, WINDERMERE, FL 34786-8604
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2019Deed of Trust, Mortgage
FAIRWINDS CU
Aug 02, 2018Grant Deed, Transfer
CLASSIC TITLE AND SOLUTIONS INC
May 11, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Prior SaleMay 11, 2018 · Amount on Record
Deed Doc Number0053320859
Deed Book / Page005332 / 000859
Last Transfer DateAug 02, 2018
Transfer Doc0053780520
Record RefreshedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2720 13TH ST, SAINT CLOUD, FL 34769-4133
Document Number0055952898
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12705 BUTLER BAY CT WINDERMERE FL 347866103, WINDERMERE, FL 34786-6103

Mortgage

Document Number0055952898
DateSep 26, 2019
Book Page005595/002898
Instrument124644
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32801
Agreement
AmountAmount Recorded

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateAug 02, 2018
Property Address2720 13TH ST, SAINT CLOUD, FL 34769-4133
Document Number0053780520
Book / Page005378 / 000520
Instrument DateJul 27, 2018
Instrument118056
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyCLASSIC TITLE AND SOLUTIONS INC

Transaction

AmountAmount Recorded
Tax$2,592.80
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2726 13TH ST ST CLOUD FL 347694133, ST CLOUD, FL 34769-4133

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 11, 2018
Property Address2720 13TH ST, SAINT CLOUD, FL 34769-4133
Document Number0053320859
Book / Page005332 / 000859
Instrument DateMay 09, 2018
Instrument75011
Transaction TypeTransfer
Record UpdatedJun 08, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,250.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1451 E IRLO BRONSON MEMORIAL HWY #H ST CLOUD FL 347715822, H, ST CLOUD, FL 34771-5822

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$18,243.00 (+21.68%)$1,098,700 (+25.85%) Land $725,400 Building $373,300$1,098,700 (+25.85%) Land $725,400 Building $373,300
2023$14,993.00 (+11.96%)$873,000 (+16.62%) Land $550,800 Building $322,200$873,000 (+16.62%) Land $550,800 Building $322,200
2022$13,391.00$748,600 Land $459,000 Building $289,600$748,600 Land $459,000 Building $289,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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