Osceola County property record for 2401 13th St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Architecture Style | Custom Design |
| Year Built | Built 2010 |
| Square Footage | 14,696 sqft Gross Area |
| Lot Size | 48,961 sqft (1.12 acres) |
| Garage | 64 sqft |
| Last Sale | $2,400,000 (2022) |
| Tax Bill | $34,627.00 (2024) |
| Primary APN | 01-26-30-0001-0257-0030 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Total Rooms | 18 Rooms |
| Building Area | 14,696 sqft Gross Area |
| 1st Floor | 11,480 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Roof Construction | Flat Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 48,961 sqft (1.12 acres) |
| Depth X Width | 175 ft x 150 ft Depth x Width |
| Garage Area | 64 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 1,160 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2401 13TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4126 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ST CLOUD PB B PG 34 BLK 257 LOTS 3-9, 17-22 10/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 257 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4039 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0257-0030
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2401 13TH ST, SAINT CLOUD, FL 34769-4126 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 03, 2022 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| May 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF FLORIDA |
| Jun 15, 2017 | Loan Modification, Mortgage UNITED LEGACY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2022 · Amount on Record |
| Deed Sale | Jun 03, 2022 · Amount on Record |
| Prior Sale | Jul 01, 2013 · Amount on Record |
| Deed Doc Number | 202286872 |
| Deed Book / Page | 6225 / 2836 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 03, 2022 |
| Property Address | 2401 13TH ST, SAINT CLOUD, FL 34769-4126 |
| Document Number | 0062252836 |
| Book / Page | 6225 / 2836 |
| Map Reference | MB B PG 33 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022086872 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2407 13TH ST, 2407, SAINT CLOUD, FL 34769-4126 |
| Name | Verified Name |
|---|---|
| Address | 2401 13TH ST, SAINT CLOUD, FL 34769-4126 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2401 13TH ST, SAINT CLOUD, FL 34769-4126 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2407 13TH ST, SAINT CLOUD, FL 34769-4126 |
| Document Number | 0059671321 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 5967/1321 |
| Instrument | 2021082168 |
| Name | CITIZENS BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | OVIEDO, FL 32762 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2401 13TH ST, SAINT CLOUD, FL 34769-4126 |
| Document Number | 0051720443 |
| Book / Page | 005172 / 000443 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1859 KING EDWARD DR KISSIMMEE FL 347446411, KISSIMMEE, FL 34744-6411 |
| Document Number | 0051720443 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 005172/000443 |
| Instrument | 95328 |
| Name | UNITED LEGACY BK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jun 28, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,607.00 (+8.61%) | $2,101,100 (+19.56%) Land $572,200 Building $1,528,900 | $2,101,100 (+19.56%) Land $572,200 Building $1,528,900 |
| 2024 | $34,627.00 (+9.41%) | ||
| 2023 | $31,649.00 (+59.32%) | $1,757,400 (+35%) Land $434,500 Building $1,322,900 | $1,757,400 (+35%) Land $434,500 Building $1,322,900 |
| 2022 | $19,865.00 | $1,301,800 Land $362,100 Building $939,700 | $1,301,800 Land $362,100 Building $939,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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