2601 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2601 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Retail > Drive-Thru Restaurant, Fast Food
Year Built	Built 2005
Square Footage	2,729 sqft Heated Area
Lot Size	28,314 sqft (0.65 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (1998)
Tax Bill	$16,126.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`78606`
Alternative APN	`012630000102590030`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,729 sqft Heated Area
Gross Area	3,003 sqft Gross Area
1st Floor	2,729 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Exterior Material	Stone Exterior
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Foundation Type	Footing Foundation
Roof Construction	Rigid Frame Bar Joint Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	28,314 sqft (0.65 acres)
Depth X Width	187 ft x 150 ft Depth x Width
Fence	Fence
Patio Area	400 sqft Patio
Canopy Area	274 sqft Canopy

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	78606
Street Address	2601 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4130
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Drive-Thru Restaurant, Fast Food
Legal Description	ST CLOUD PB B PG 34 BLK 259 LOTS 3-9 & N 1/2 LOT 10 10/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD HWY CENTRAL
Legal Tract	1
Legal Block	259
Legal Lot Number	3-10 9
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4037
Census Tract	43400

Owner

Source: Osceola County records · APN 78606

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2601 13TH ST, SAINT CLOUD, FL 34769-4130
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 1998 · Amount on Record
Deed Sale	Jun 25, 1998 · Amount on Record
Deed Doc Number	0015101913
Deed Book / Page	1510 / 1913
Last Transfer Date	Jun 30, 1998
Transfer Doc	0015101913
Record Refreshed	Jun 08, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2601 13TH ST, SAINT CLOUD, FL 34769-4130
Document Number	0052062336
Book / Page	005206 / 002336
Instrument Date	Sep 05, 2017
Transaction Type	Mortgage
Record Updated	Oct 06, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2601 13TH ST ST CLOUD FL 347694130, ST CLOUD, FL 34769-4130

Mortgage

Document Number	0052062336
Date	Sep 13, 2017
Book Page	005206/002336
Instrument	129348

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	SAINT CLOUD, FL 34769

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,126.00 (+32.48%)	$1,312,800 (+55.25%) Land $387,500 Building $925,300	$1,312,800 (+55.25%) Land $387,500 Building $925,300
2023	$12,172.00 (+14.68%)	$845,600 (+23.4%) Land $294,200 Building $551,400	$845,600 (+23.4%) Land $294,200 Building $551,400
2022	$10,614.00	$685,250 Land $245,200 Building $440,050	$685,250 Land $245,200 Building $440,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.