2400 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2400 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeCommercial > Retail > Drive-Thru Restaurant, Fast Food
Year BuiltBuilt 2008
Square Footage3,499 sqft Heated Area
Lot Size44,867 sqft (1.03 acres)
Tax Bill$30,124.00 (2025)

Property Details

APN / Parcel Number

Primary APN78289
Alternative APN
  • 012630000102080010

Interior

Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Building Area3,499 sqft Heated Area
Gross Area4,426 sqft Gross Area
1st Floor3,499 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2008
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Fire Resistance ClassBuildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials.
Foundation TypeFooting Foundation
Roof ConstructionRigid Frame Bar Joint Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area44,867 sqft (1.03 acres)
Depth X Width300 ft x 150 ft Depth x Width
PorchOpen Porch
Porch Area144 sqft Porch
Canopy Area312 sqft Canopy

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number78289
Street Address2400 13TH ST
CitySAINT CLOUD
StateFL
Zip34769-4136
Property UsageCommercial Property Usage
TypeCommercial > Retail > Drive-Thru Restaurant, Fast Food
Legal DescriptionST CLOUD PB B PG 34 BLK 208 LOTS 1-12 3/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD HWY CENTRAL
Legal Tract1
Legal Block208
Legal Lot Number1 2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4027
Census Tract43400

Owner

Source: Osceola County records · APN 78289

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address255 WASHINGTON ST, NEWTON, MA 02458-1637
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2023Special Warranty Deed, Transfer · Commercial Mortgage
CITIBANK NA
Dec 14, 2017Loan Modification, Mortgage · Line of Credit
CITIBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2023
Deed SaleMar 01, 2023
Prior SaleJul 22, 2004 · Amount on Record
Deed Doc Number2023023723
Deed Book / Page6364 / 1173
Record RefreshedJun 08, 2026

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 01, 2023
Property Address2400 13TH ST, SAINT CLOUD, FL 34769-4136
Document Number0063641173
Book / Page6364 / 1173
Map ReferenceMB B PG 33&34
Instrument DateFeb 10, 2023
Instrument2023023723
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address255 WASHINGTON ST, NEWTON, MA 02458-1637

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 WASHINGTON ST, NEWTON, MA 02458-1637
InvestorPossibly a Property Investor

Mortgage

Document Number0063641184
DateMar 01, 2023
Instrument6364/1184
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address2400 13TH ST, SAINT CLOUD, FL 34769-4136
Document Number0052571759
Instrument DateDec 14, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0052571759
DateDec 20, 2017
Book Page005257/001759
Instrument181509
Lender
NameCITIBANK
TypeFederal Savings Bank (FSB)
Address388 GREENWICH ST # 14, NEW YORK, NY 10013-2375
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$30,124.00 (+84.93%)$1,736,200 (+55.26%) Land $524,400 Building $1,211,800$1,736,200 (+55.26%) Land $524,400 Building $1,211,800
2023$16,289.00 (+15.14%)$1,118,281 (+25%) Land $398,100 Building $720,181$1,118,281 (+25%) Land $398,100 Building $720,181
2022$14,147.00$894,625 Land $331,800 Building $562,825$894,625 Land $331,800 Building $562,825

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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