Osceola County property record for 2400 13th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Commercial > Retail > Drive-Thru Restaurant, Fast Food |
|---|---|
| Year Built | Built 2008 |
| Square Footage | 3,499 sqft Heated Area |
| Lot Size | 44,867 sqft (1.03 acres) |
| Tax Bill | $30,124.00 (2025) |
| Primary APN | 78289 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 3,499 sqft Heated Area |
| Gross Area | 4,426 sqft Gross Area |
| 1st Floor | 3,499 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Fire Resistance Class | Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials. |
| Foundation Type | Footing Foundation |
| Roof Construction | Rigid Frame Bar Joint Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 44,867 sqft (1.03 acres) |
| Depth X Width | 300 ft x 150 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 144 sqft Porch |
| Canopy Area | 312 sqft Canopy |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 78289 |
|---|---|
| Street Address | 2400 13TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4136 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Drive-Thru Restaurant, Fast Food |
| Legal Description | ST CLOUD PB B PG 34 BLK 208 LOTS 1-12 3/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD HWY CENTRAL |
| Legal Tract | 1 |
| Legal Block | 208 |
| Legal Lot Number | 1 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4027 |
| Census Tract | 43400 |
Source: Osceola County records · APN 78289
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 255 WASHINGTON ST, NEWTON, MA 02458-1637 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Mar 01, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage CITIBANK NA |
| Dec 14, 2017 | Loan Modification, Mortgage · Line of Credit CITIBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2023 |
| Deed Sale | Mar 01, 2023 |
| Prior Sale | Jul 22, 2004 · Amount on Record |
| Deed Doc Number | 2023023723 |
| Deed Book / Page | 6364 / 1173 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 01, 2023 |
| Property Address | 2400 13TH ST, SAINT CLOUD, FL 34769-4136 |
| Document Number | 0063641173 |
| Book / Page | 6364 / 1173 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023023723 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 WASHINGTON ST, NEWTON, MA 02458-1637 |
| Name | Verified Name |
|---|---|
| Address | 255 WASHINGTON ST, NEWTON, MA 02458-1637 |
| Investor | Possibly a Property Investor |
| Document Number | 0063641184 |
|---|---|
| Date | Mar 01, 2023 |
| Instrument | 6364/1184 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2400 13TH ST, SAINT CLOUD, FL 34769-4136 |
| Document Number | 0052571759 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0052571759 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 005257/001759 |
| Instrument | 181509 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | 388 GREENWICH ST # 14, NEW YORK, NY 10013-2375 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,124.00 (+84.93%) | $1,736,200 (+55.26%) Land $524,400 Building $1,211,800 | $1,736,200 (+55.26%) Land $524,400 Building $1,211,800 |
| 2023 | $16,289.00 (+15.14%) | $1,118,281 (+25%) Land $398,100 Building $720,181 | $1,118,281 (+25%) Land $398,100 Building $720,181 |
| 2022 | $14,147.00 | $894,625 Land $331,800 Building $562,825 | $894,625 Land $331,800 Building $562,825 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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