2508 E Lumsden Rd, Valrico, FL 33594 Property Records

Hillsborough County property record for 2508 E Lumsden Rd, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1984
Lot Size	0.263 acres (11,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Oct 2001)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086422-0194`

Property Details

APN / Parcel Number

Primary APN	`086422-0194`
Alternative APN	`U302921333B00000000140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,439 sqft (0.263 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0864220194
Street Address	2508 E LUMSDEN RD
City	VALRICO
State	FL
Zip	33594-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	BRANDON RIDGELAND UNIT TWO LOT 14 BLOCK B
Legal Range	21E
Legal Township	29S
Legal Section	30
Legal Subdivision	BRANDON RIDGELAND UNIT TWO
Legal Tract	333
Legal Block	B
Legal Lot Number	14
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2003
Census Tract	13203

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2508 E LUMSDEN RD, VALRICO, FL 33594-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2001 · Amount on Record
Deed Sale	Oct 30, 2001 · Amount on Record
Prior Sale	Jan 10, 2000 · Amount on Record
Deed Book / Page	11168 / 1565
Transfer Doc	0100040942
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2508 E LUMSDEN RD, VALRICO, FL 33594-4206
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 E LUMSDEN RD, VALRICO, FL 33594-4206

Mortgage

Document Number	0000088773
Date	Mar 6, 2026
Instrument	2026088773

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2041
Change Frequency	6 Months
Index	SOFR Average 30-Day
Max Rate	10.7%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,413 (+2.7%)	$254,251 (-1.85%) Land $92,000 Building $162,251
2025	$1,627.00 (+8.76%) Homeowner's exemption	$95,826 (+6.49%)	$259,052 (+22.25%) Land $92,000 Building $167,052
2024	$1,496.00 (+6.63%)
2023	$1,403.00 (+11%) Homeowner's exemption	$89,983 (+3%)	$211,902 (-9.99%) Land $69,000 Building $142,902
2022	$1,264.00 Homeowner's exemption	$87,362	$235,413 Land $69,000 Building $166,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20