Hillsborough County property record for 2324 E Lumsden Rd, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,348 sqft · built 1975 |
| Lot Size | 0.623 acres (27,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Mar 2013) |
| Tax Bill | $2,850 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086409-0000 |
| Primary APN | 086409-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 3,474 sqft |
| 1st Floor Area | 2,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,136 sqft (0.623 acres) |
| Lot Dimensions | 182 ft deep x 149 ft wide |
| Garage Type | Carport |
| Garage Area | 638 sqft |
| Carport | Carport |
| Carport Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 528 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 488 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0864090000 |
|---|---|
| Street Address | 2324 E LUMSDEN RD |
| City | VALRICO |
| State | FL |
| Zip | 33594-4164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | TRACT BEG AT NWLY INTER OF MILLER RD AND LUMSDEN AVE 25 FT W AND 50 FT N OF SE COR OF SE 1/4 OF SW 1/4 AND RUN W 182 FT N 148.4 FT E 182 FT AND S 149.55 FT TO BEG |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 30 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 4 |
| Legal Lot Number | 16530 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 13203 |
2324 E Lumsden Rd is owned and occupied by an individual who bought it in March 2013.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2324 E LUMSDEN RD, VALRICO, FL 33594-4164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 26, 2017 | Deed of Trust, Mortgage · VA Mortgage IFREEDOM DIRECT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2013 · Amount on File |
| Deed Sale | Mar 5, 2013 · Amount on File |
| Deed Document Number | 201388169 |
| Deed Book / Page | 21719 / 1331 |
| Prior Transfer Date | Nov 14, 2011 |
| Prior Transfer Doc | 0000382471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2324 E LUMSDEN RD, VALRICO, FL 33594-4164 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000629300 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021629300 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2324 E LUMSDEN RD, VALRICO, FL 33594-4164 |
| Document Number | 0250651996 |
| Book / Page | 025065 / 001996 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2324 E LUMSDEN RD VALRICO FL 335944164, VALRICO, FL 33594-4164 |
| Document Number | 0250651996 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 025065/001996 |
| Instrument | 263059 |
| Name | IFREEDOM DIRECT |
|---|---|
| Address | SALT LAKE CITY, UT 84116 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2047 |
The 2025 property tax bill for 2324 E Lumsden Rd was $2,850 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,552 (+2.7%) | $350,748 (+1.59%) Land $105,766 Building $244,982 | |
| 2025 | $2,850.00 Homeowner's exemption | $164,121 | $345,250 Land $96,569 Building $248,681 |
| 2023 | $2,533.00 (+6.61%) Homeowner's exemption | $154,850 (+3%) | $301,660 (-5.79%) Land $82,774 Building $218,886 |
| 2022 | $2,376.00 Homeowner's exemption | $150,340 | $320,210 Land $68,978 Building $251,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2324 E Lumsden Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2324 E Lumsden Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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