2312 E Lumsden Rd, Valrico, FL 33594 Property Records

Hillsborough County property record for 2312 E Lumsden Rd, Valrico, FL 33594 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,331 sqft · built 1950
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Apr 2018)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0864110000`

Property Details

APN / Parcel Number

Primary APN	`0864110000`
Alternative APN	`U302921ZZZ000004165400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,331 sqft Heated Area
1st Floor Area	2,331 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	200 ft deep x 111 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	405 sqft
Patio Area	288 sqft
Shed	1 Shed
Utility Building	475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0864110000
Street Address	2312 E LUMSDEN RD
City	VALRICO
State	FL
Zip	33594-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT BEG 50 FT N AND 222 FT W OF SE COR OF SE 1/4 OF SW 1/4 AND RUN W 111.6 FT N 199.5 FT E 111.6 FT AND S 200.28 FT TO BEG
Legal Range	21E
Legal Township	29S
Legal Section	30
Legal Subdivision	UNPLATTED
Legal Block	4
Legal Lot Number	540
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1009
Census Tract	13203

Owner

Source: Hillsborough County records · APN 0864110000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2312 E LUMSDEN RD, VALRICO, FL 33594-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Mar 09, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Mar 01, 2019	Deed of Trust, Mortgage · VA Mortgage GOODMORTGAGE.COM
Apr 04, 2018	Warranty Deed, Transfer · VA Mortgage SOUTHEAST MTG/GA
Jan 10, 2018	Warranty Deed, Transfer ISLAND TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2018 · Amount on Record
Deed Sale	Apr 04, 2018 · Amount on Record
Prior Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	2018130470
Deed Book / Page	25667 / 0915
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2312 E LUMSDEN RD, VALRICO, FL 33594-4145
Transaction Type	Mortgage
Record Updated	Jan 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E LUMSDEN RD, VALRICO, FL 33594-4145

Mortgage

Document Number	0000560547
Date	Dec 13, 2023
Instrument	2023560547

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 03, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2312 E LUMSDEN RD, VALRICO, FL 33594-4145
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E LUMSDEN RD, VALRICO, FL 33594-4145

Mortgage

Document Number	2021118220
Date	Mar 09, 2021
Instrument	2021118220

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2312 E LUMSDEN RD, VALRICO, FL 33594-4145
Document Number	0264561994
Instrument Date	Mar 01, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2312 E LUMSDEN RD VALRICO FL 335944145, VALRICO, FL 33594-4145

Mortgage

Document Number	0264561994
Date	Mar 12, 2019
Book Page	026456/001994
Instrument	102712

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 04, 2018
Property Address	2312 E LUMSDEN RD, VALRICO, FL 33594-4145
Document Number	0256670915
Book / Page	025667 / 000915
Instrument Date	Mar 30, 2018
Instrument	130470
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	PINEYWOODS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2312 E LUMSDEN RD VALRICO FL 335944145, VALRICO, FL 33594-4145

Mortgage

Document Number	256670916
Date	Apr 04, 2018
Book Page	025667/000916
Instrument	130471

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 10, 2018
Property Address	2312 E LUMSDEN RD, VALRICO, FL 33594-4145
Document Number	0254860670
Book / Page	025486 / 000670
Instrument Date	Jan 05, 2018
Instrument	14108
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ISLAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 N FALKENBURG RD #B209 TAMPA FL 336197892, B209, TAMPA, FL 33619-7892

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (+13.37%) Homeowner's exemption Veteran's exemption	$232,965 (+5.99%)	$301,067 (+13.84%) Land $91,501 Building $209,566
2023	$3,524.00 (+5.38%) Homeowner's exemption Veteran's exemption	$219,805 (+3%)	$264,472 (-4.48%) Land $78,429 Building $186,043
2022	$3,344.00 Homeowner's exemption Veteran's exemption	$213,403	$276,869 Land $65,358 Building $211,511

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570132031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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