2318 E Lumsden Rd, Valrico, FL 33594 Property Records

Hillsborough County property record for 2318 E Lumsden Rd, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 972 sqft · built 1979
Lot Size0.518 acres (22,541 sqft)
OwnerIndividual Name on File
Last Sale$299,900 (Mar 2023)
Tax Bill$3,087 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jan 2023 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN086407-0000

Property Details

APN / Parcel Number

Primary APN086407-0000
Alternative APN
  • U302921ZZZ000004165200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area972 sqft Living Area
Gross Area1,276 sqft
1st Floor Area972 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2018
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,541 sqft (0.518 acres)
Lot Dimensions158 ft deep x 111 ft wide
PorchScreened Porch
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number0864070000
Street Address2318 E LUMSDEN RD
CityVALRICO
StateFL
Zip33594-4145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionTHAT PART OF E 1/2 OF SE 1/4 OF SE 1/4 OF SW 1/4 DESC AS BEG 50 FT N & 207 FT W OF SE COR & RUN W 15 FT N 200.28 FT W 111.6 FT TO W BDRY N 158 FT E 126.6 FT AND S 358.4 FT TO BEG
Legal Range21E
Legal Township29S
Legal Section30
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block4
Legal Lot Number16520
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1009
Census Tract13203

Owner

2318 E Lumsden Rd is owned and occupied by an individual who bought it in March 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address2318 E LUMSDEN RD, VALRICO, FL 33594-4145
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 3, 2023Warranty Deed, Transfer · Line of Credit
RCI HOMES LLC
Jan 3, 2023Correction Deed
HAVEN TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2023 · Amount on File
Deed SaleMar 27, 2023 · Amount on File
Prior SaleJan 3, 2023 · Amount on File
Deed Document Number2023127843
Prior Transfer DateJun 18, 2012
Prior Transfer Doc0000069191
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 27, 2023
Property Address2318 E LUMSDEN RD, VALRICO, FL 33594-4145
Document Number0000127843
Instrument DateMar 24, 2023
Instrument2023127843
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanyHAVEN TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,099.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1369 OAKFIELD DR, BRANDON, FL 33511-4841

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 MCMICHAEL PL, BRANDON, FL 33511-9373

Mortgage

Document Number0000127845
DateMar 27, 2023
Instrument2023127845
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 3, 2023
Property Address2318 E LUMSDEN RD, VALRICO, FL 33594-4145
Document Number0000002007
Instrument DateJan 3, 2023
Instrument2023002007
Transaction TypeTransfer
Record UpdatedJan 25, 2023
Title CompanyHAVEN TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2546, VALRICO, FL 33595-2546

Transferred To (Grantee/Buyer)

NameVerified Name
Address1369 OAKFMELD DRIVE, BRANDON, FL 33511-4841

Mortgage

Document Number0000002009
DateJan 3, 2023
Instrument2023002009
Lender
NameRCI HOMES LLC
TypeNon-Lending Institution
AddressTAMPA, FL 33629
Agreement
TypeLine of Credit
AmountAmount on Record

January 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 3, 2023
Property Address2318 E LUMSDEN RD, VALRICO, FL 33594-4145
Document Number0000002006
Instrument DateDec 30, 2022
Instrument2023002006
Record UpdatedJan 25, 2023
Title CompanyHAVEN TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address185 NE 349TH AVE, OLD TOWN, FL 32680-3490

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2546, VALRICO, FL 33595-2546

Tax Assessment & Valuation

The 2025 property tax bill for 2318 E Lumsden Rd was $3,087 with a homeowner's exemption, up 9.1% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$190,369 (+2.7%)$229,009 (+3.04%) Land $100,811 Building $128,198
2025$3,087.00 (+9.12%) Homeowner's exemption Veteran's exemption$185,364$222,262 Land $92,045 Building $130,217
2024$2,829.00 (+161.22%)
2023$1,083.00 (+11.76%) Homeowner's exemption$76,653 (+3%)$156,756 (+0.39%) Land $78,895 Building $77,861
2022$969.00 Homeowner's exemption$74,420$156,148 Land $65,746 Building $90,402

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2318 E Lumsden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2318 E Lumsden Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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