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2512 E Lumsden Rd, Valrico, FL 33594 Property Records

Hillsborough County property record for 2512 E Lumsden Rd, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,259 sqft · built 1984
Lot Size0.271 acres (11,785 sqft)
OwnerIndividual Name on Record
Last Sale$337,500 (May 2022)
Tax Bill$4,678 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN086422-0190

Property Details

APN / Parcel Number

Primary APN086422-0190
Alternative APN
  • U302921333B00000000120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,259 sqft Living Area
Gross Area2,034 sqft
1st Floor Area1,259 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,785 sqft (0.271 acres)
Lot Dimensions115 ft deep x 100 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area255 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0864220190
Street Address2512 E LUMSDEN RD
CityVALRICO
StateFL
Zip33594-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionBRANDON RIDGELAND UNIT TWO LOT 12 BLOCK B
Legal Range21E
Legal Township29S
Legal Section30
Legal SubdivisionBRANDON RIDGELAND UNIT TWO
Legal Tract333
Legal BlockB
Legal Lot Number12
Legal Unit2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2003
Census Tract13203

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2512 E LUMSDEN RD, VALRICO, FL 33594-4206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 10, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Feb 24, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 22, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
A+ PROPERTIES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2022 · Amount on Record
Deed SaleMay 4, 2022 · Amount on Record
Prior SaleFeb 24, 2020 · Amount on Record
Deed Document Number2022230794
Transfer Doc0110680072
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 4, 2022
Property Address2512 E LUMSDEN RD, VALRICO, FL 33594-4206
Document Number0000230794
Map ReferenceMB 51 PG 24
Instrument DateApr 26, 2022
Instrument2022230794
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanyPEER TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,362.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4504 COUNTRY GATE CT, 4504, VALRICO, FL 33596-6057

Transferred To (Grantee/Buyer)

NameVerified Name
Address2512 E LUMSDEN RD, VALRICO, FL 33594-4206

Mortgage

Document Number0000230795
DateMay 4, 2022
Instrument2022230795
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2512 E LUMSDEN RD, VALRICO, FL 33594-4206
Document Number0000542790
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2512 E LUMSDEN RD VALRICO FL 335944206, VALRICO, FL 33594-4206

Mortgage

Document Number0000542790
DateDec 20, 2020
Instrument542790
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 24, 2020
Property Address2512 E LUMSDEN RD, VALRICO, FL 33594-4206
Document Number0000061658
Map ReferenceMB 51 PG 24
Instrument DateFeb 20, 2020
Instrument2020061658
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyPEER TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,442.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6626 PARK STRAND DR, 6626, APOLLO BEACH, FL 33572-1547

Transferred To (Grantee/Buyer)

NameVerified Name
Address2512 E LUMSDEN RD, VALRICO, FL 33594-4206

Mortgage

Document Number0000061659
DateFeb 24, 2020
Instrument2020061659
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 22, 2019
Property Address2512 E LUMSDEN RD, VALRICO, FL 33594-4206
Document Number0000454944
Book / Page27048 / 0590
Map ReferenceMB 51 PG 24
Instrument DateOct 16, 2019
Instrument2019454944
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyCLEAR TITLE PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address739 PEARL CIR, 739, BRANDON, FL 33510-4223

Transferred To (Grantee/Buyer)

NameVerified Name
Address6626 PARK STRAND DR, APOLLO BEACH, FL 33572-1547

Mortgage

Document Number0270480592
DateOct 22, 2019
Instrument27048/0592
Lender
NameA+ PROPERTIES INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,074 (+2.7%)$293,926 (-1.07%) Land $92,000 Building $201,926
2025$4,678.00 (+8.49%) Homeowner's exemption$262,974 (+5.99%)$297,106 (+19.74%) Land $92,000 Building $205,106
2024$4,312.00 (+3.83%)
2023$4,153.00 (+40.78%) Homeowner's exemption$248,119 (+35.11%) Land $69,000 Building $179,119$248,119 (+6.67%) Land $69,000 Building $179,119
2022$2,950.00 Homeowner's exemption$183,648$232,601 Land $69,000 Building $163,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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