2604 E Lumsden Rd, Valrico, FL 33594 Property Records

Hillsborough County property record for 2604 E Lumsden Rd, Valrico, FL 33594 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1996
Lot Size	0.273 acres (11,909 sqft)
Owner	Company Name on File
Last Sale	$100 (Jan 2017)
Tax Bill	$5,590 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`086422-0166`

Property Details

APN / Parcel Number

Primary APN	`086422-0166`
Alternative APN	`U302921333A00000000380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,204 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,909 sqft (0.273 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Area	242 sqft
Porch	Screened Porch
Porch Area	926 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0864220166
Street Address	2604 E LUMSDEN RD
City	VALRICO
State	FL
Zip	33594-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRANDON RIDGELAND UNIT TWO LOT 38 BLOCK A
Legal Range	21E
Legal Township	29S
Legal Section	30
Legal Subdivision	BRANDON RIDGELAND UNIT TWO
Legal Tract	333
Legal Block	A
Legal Lot Number	38
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2000
Census Tract	13203

Owner

Source: Hillsborough County records · APN 086422-0166

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	32 MERCER ST, 4, NEW YORK, NY 10013-5347
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 2017 · Amount on Record
Deed Sale	Jan 01, 2017 · Amount on Record
Prior Sale	Jul 01, 2015 · Amount on Record
Deed Book / Page	24746 / 235
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2604 E LUMSDEN RD, VALRICO, FL 33594-4208
Document Number	0258400987
Instrument Date	May 02, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10260 FISHER AVE TAMPA FL 336197840, TAMPA, FL 33619-7840

Mortgage

Document Number	0258400987
Date	Jun 13, 2018
Book Page	025840/000987
Instrument	236275

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	VALRICO, FL 33594

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,590.00 (+12.43%)	$271,182 (+20.93%) Land $92,000 Building $179,182	$271,182 (+20.93%) Land $92,000 Building $179,182
2024	$4,972.00 (+11.16%)
2023	$4,473.00 (-6.85%)	$224,245 (-9.33%) Land $69,000 Building $155,245	$224,245 (-9.33%) Land $69,000 Building $155,245
2022	$4,802.00	$247,308 Land $69,000 Building $178,308	$247,308 Land $69,000 Building $178,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570132032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force 10 of 12 on primary residences
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.