Emmet County property record for 2506 Howard Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,456 sqft |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Aug 2024) |
| Tax Bill | $1,308 (2024) |
| Deeds & Mortgages | Mar 2022 Transfer Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-18-400-010 |
| Primary APN | 01-19-18-400-010 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Lot Area | 18,295 sqft (0.42 acres) |
|---|---|
| Garage Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2506 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM 33 FT W & 133 FT S OF NE COR OF NE 1/4 OF SE 1/4, TH W 184.8 FT, S 100 FT, E 184.8 FT, N 100 FT TO POB. .42 AC, SECTION 18, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 18 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2506 HOWARD RD, PETOSKEY, MI 49770-8812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on Record |
| Deed Sale | Aug 12, 2024 · Amount on Record |
| Prior Sale | Jun 1, 1997 |
| Deed Document Number | 20245214532 |
| Deed Book / Page | 1261 / 519 |
| Prior Transfer Date | Mar 21, 2022 |
| Prior Transfer Doc | 001242/869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 30, 2022 |
| Property Address | 2506 HOWARD RD, PETOSKEY, MI 49770-8812 |
| Document Number | 001242/869 |
| Book / Page | 1242 / 869 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 5195842 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2506 HOWARD RD, PETOSKEY, MI 49770-8812 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2506 HOWARD RD, PETOSKEY, MI 49770-8812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2506 HOWARD RD, PETOSKEY, MI 49770-8812 |
| Document Number | 0000001224/0000000290 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 0000001224/0000000290 |
| Instrument | 5177236 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2030 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,800 (+17.46%) Land $49,000 Building $109,800 | $317,600 (+17.46%) Land $98,000 Building $219,600 | |
| 2025 | $135,200 (+57.76%) Land $135,200 | $270,400 (+57.76%) Land $270,400 | |
| 2024 | $1,308.00 | ||
| 2023 | $85,700 Land $85,700 | $171,400 Land $171,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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