2555 Howard Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2555 Howard Rd, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details1 ba · 980 sqft
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$1,452 (2024)
Deeds & MortgagesJun 2022 Mortgage
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN01-19-17-300-004

Property Details

APN / Parcel Number

Primary APN01-19-17-300-004

Interior

Full Baths1 Bath
Building Area980 sqft Living Area
1st Floor Area980 sqft

Exterior

Lot Area87,120 sqft (2 acres)
Garage Area378 sqft

Location & Zoning

Street Address2555 HOWARD RD
CityPETOSKEY
StateMI
Zip49770-8812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEC FF-1
Legal DescriptionCOM AT W 1/4 COR OF SEC, TH S-1-4-E 459.64 FT TO POB, TH E 435.6 FT, TH S-1-4-E 200 FT, TH W 435.6 FT, N-1-4-W 200 FT TO POB. 2 AC SECTION 17, T34N, R5W.
Legal Range05W
Legal Township34N
Legal Section17
JurisdictionEMMET MI
Township / Civil DivisionBEAR CREEK
Census Block Group2
Census Block2002
Census Tract970600

Owner

2555 Howard Rd is owned by an individual who acquired it in August 2020.

Source: Emmet County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2523 HOWARD RD, PETOSKEY, MI 49770-8812
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
ST FRANCIS X FEDERAL CREDIT UNION
Sep 3, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 14, 2020
Transfer Doc1224/625
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address2555 HOWARD RD, PETOSKEY, MI 49770-8812
Transaction TypeMortgage
Record UpdatedJul 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 HOWARD RD, PETOSKEY, MI 49770-8812

Mortgage

Document Number0000001244/0000000728
DateJun 13, 2022
Book Page0000001244/0000000728
Instrument5197699
Lender
NameST FRANCIS X FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEMMET MI
Recording DateSep 3, 2020
Property Address2555 HOWARD RD, PETOSKEY, MI 49770-8812
Document Number1224/625
Book / Page1224 / 625
Instrument DateAug 14, 2020
Instrument5177571
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 HOWARD RD, PETOSKEY, MI 49770-8812

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionBear Creek Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,300 Land $48,300$96,600 Land $96,600
2024$1,452.00
2023$35,900 Land $35,900$71,800 Land $71,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2555 Howard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2555 Howard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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