249 Mill Crossing Ct, Harmans, MD 21077 Property Records

Anne Arundel County property record for 249 Mill Crossing Ct, Harmans, MD 21077

Property Summary

Property Type	Townhouse
Details	3 ba · 2,531 sqft · built 2017
Lot Size	0.056 acres (2,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jun 2023)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-477-90243431`

Property Details

APN / Parcel Number

Primary APN	`04-477-90243431`
Alternative APN	`47790243431`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,531 sqft Living Area
Gross Area	2,891 sqft
1st Floor Area	620 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,424 sqft (0.056 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	9 sqft
Deck Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47790243431
Street Address	249 MILL CROSSING CT
City	HARMANS
State	MD
Zip	21077-1500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	LOT 24 HARMANS PRESERVE
Legal Subdivision	HARMANS PRESERVE
Legal Block	2
Legal Lot Number	24
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	740103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 MILL CROSSING CT, HARMANS, MD 21077-1500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU
Jun 22, 2017	Grant Deed, Construction Loan · Construction Mortgage NASA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Book / Page	39736 / 356
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 21, 2023
Property Address	249 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0397360356
Book / Page	39736 / 356
Map Reference	MB 339 PG 09 PL17485
Instrument Date	May 22, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10543, ZEPHYR COVE, NV 89448-2543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	249 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0039736364
Date	Jun 21, 2023
Instrument	39736/364

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	249 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	RES/TITLE INC, RES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0374570029
Date	Aug 31, 2021
Book Page	37457/29

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 22, 2017
Property Address	249 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0310770216
Book / Page	031077 / 000216
Instrument Date	Jun 19, 2017
Transaction Type	Construction Loan
Record Updated	Dec 18, 2018
Title Company	CREDIT UNION TITLE INSURANCE AGENCY LLC, CU TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.81
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	249 MILL CROSSING CT HARMANS MD 210771500, HARMANS, MD 21077-1500

Mortgage

Document Number	310770249
Date	Jun 22, 2017
Book Page	031077/000249

Lender

Name	NASA FCU
Type	Credit Union
Address	UPPER MARLBORO, MD 20774

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 21, 2037

Mortgage

Document Number	310770225,
Date	Jun 22, 2017
Book Page	031077/000225

Lender

Name	NASA FCU
Type	Credit Union
Address	UPPER MARLBORO, MD 20774

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,967 (+15.74%)	$515,500 (+6.68%) Land $170,000 Building $345,500
2025	$5,344.00 (+14.68%)
2023	$4,660.00 (+11.88%)	$426,800 (+7.07%)	$483,200 (+21.22%) Land $170,000 Building $313,200
2022	$4,165.00 Homeowner's exemption	$398,600 Land $135,000 Building $263,600	$398,600 Land $135,000 Building $263,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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