245 Mill Crossing Ct, Harmans, MD 21077 Property Records

Anne Arundel County property record for 245 Mill Crossing Ct, Harmans, MD 21077

Property Summary

Property Type	Townhouse
Details	4 ba · 1,760 sqft · built 2018
Lot Size	0.038 acres (1,690 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Sep 2020)
Tax Bill	$4,074 (2023)
Deeds & Mortgages	May 2023 Second Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-477-90243429`

Property Details

APN / Parcel Number

Primary APN	`04-477-90243429`
Alternative APN	`47790243429`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Total Area
Basement Area	704 sqft
Finished Basement	704 sqft

Exterior

Year Built	Built 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,690 sqft (0.038 acres)
Garage Type	Basement
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	47790243429
Street Address	245 MILL CROSSING CT
City	HARMANS
State	MD
Zip	21077-1500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	LOT 22 245 MILL CROSSING CT HARMANS PRESERVE
Legal Subdivision	MILL XING
Legal Lot Number	22
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	740103

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	245 MILL CROSSING CT, HARMANS, MD 21077-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 11, 2020	Deed, Transfer · Conventional Mortgage NFM INC
Oct 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 11, 2018	Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
May 11, 2017	Grant Deed, Transfer CONTINENTAL TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Oct 25, 2019
Deed Document Number	0035199367
Deed Book / Page	35199 / 367
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	245 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396400391
Date	May 9, 2023
Book Page	39640/391

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2038

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 11, 2020
Property Address	245 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0351990367
Book / Page	35199 / 367
Map Reference	MB 339 PG 06,07&09
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	35199374
Date	Sep 11, 2020
Instrument	35199/374

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 25, 2019
Property Address	245 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0337580467
Book / Page	033758 / 000467
Instrument Date	Sep 4, 2019
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MILL CROSSING CT HARMANS MD 210771500, HARMANS, MD 21077-1500

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 11, 2018
Property Address	245 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0322920467
Book / Page	32292 / 467
Map Reference	MB337 PG44 PL17421
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,727.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0032292475
Date	Jul 11, 2018
Instrument	32292/475

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 11, 2017
Property Address	245 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0309230300
Book / Page	030923 / 000300
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	CONTINENTAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9710 PATUXENT WOODS DR #100 COLUMBIA MD 210461526, 100, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,074.00 Homeowner's exemption	$404,033	$486,300 Land $170,000 Building $316,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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