239 Mill Crossing Ct, Harmans, MD 21077 Property Records

Anne Arundel County property record for 239 Mill Crossing Ct, Harmans, MD 21077 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,468 sqft · built 2018
Lot Size	0.055 acres (2,408 sqft)
Owner	2 Individual Names on File
Last Sale	$407,890 (Oct 2018)
Tax Bill	$5,035 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit May 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-477-90243426`

Property Details

APN / Parcel Number

Primary APN	`04-477-90243426`
Alternative APNs	`4-477-90243426` `47790243426`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,468 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	560 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,408 sqft (0.055 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47790243426
Street Address	239 MILL CROSSING CT
City	HARMANS
State	MD
Zip	21077-1500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 19 HARMANS PRESERVE
Legal Subdivision	HARMANS PRESERVE
Legal Block	2
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	740103

Owner

Source: Anne Arundel County records · APN 04-477-90243426

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 13, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 04, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 09, 2018	Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
May 11, 2017	Grant Deed, Transfer CONTINENTAL TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2018 · Amount on Record
Deed Sale	Oct 09, 2018 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Book / Page	32551 / 460
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0421090240
Date	Feb 25, 2026
Book Page	42109/240

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 01, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 13, 2026
Property Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	4233000261
Book / Page	42338 / 261
Instrument Date	Feb 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	4233000261,
Date	May 13, 2026
Book Page	42338/261

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Mar 01, 2066

Interest

Rate	6.06%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342110172
Date	Feb 19, 2020
Book Page	34211/172

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Dec 01, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0362730337
Date	Mar 04, 2021
Book Page	36273/337

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Feb 01, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 09, 2018
Property Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0325510460
Book / Page	32551 / 460
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,098.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0032551469
Date	Oct 09, 2018
Instrument	32551/469

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 11, 2017
Property Address	239 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0309230300
Book / Page	030923 / 000300
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	CONTINENTAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9710 PATUXENT WOODS DR #100 COLUMBIA MD 210461526, 100, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$483,900 (+13.23%) Land $170,000 Building $313,900	$483,900 (-) Land $170,000 Building $313,900
2024	$5,035.00 (+12.69%)
2023	$4,468.00 Homeowner's exemption	$427,367	$483,900 Land $170,000 Building $313,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037401032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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