257 Mill Crossing Ct, Harmans, MD 21077 Property Records

Anne Arundel County property record for 257 Mill Crossing Ct, Harmans, MD 21077

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,192 sqft · built 2017
Lot Size	0.039 acres (1,676 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2022)
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-477-90243435`

Property Details

APN / Parcel Number

Primary APN	`04-477-90243435`
Alternative APN	`47790243435`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	880 sqft
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,676 sqft (0.039 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	153 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47790243435
Street Address	257 MILL CROSSING CT
City	HARMANS
State	MD
Zip	21077-1500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	LOT 28 HARMANS PRESERVE
Legal Subdivision	HARMANS PRESERVE
Legal Block	2
Legal Lot Number	28
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	740103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	257 MILL CROSSING CT, HARMANS, MD 21077-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB
Oct 18, 2019	Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 20, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Book / Page	38370 / 116
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 16, 2022
Property Address	257 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0383700116
Book / Page	38370 / 116
Map Reference	MB 337PG45-48PL17421
Instrument Date	Dec 14, 2021
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	COURTHOUSE TITLE AND SETTLEMENTS, COURTHOUSE TTL & STLMTS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	257 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0038370123
Date	Feb 16, 2022
Instrument	38370/123

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	257 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	FALCONE TITLE, FALCON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365150096
Date	Apr 9, 2021
Book Page	36515/96

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 18, 2019
Property Address	257 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0337240042
Book / Page	33724 / 042
Map Reference	MB 339 PG 6-9PL17482
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TERRAIN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	257 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	33724048
Date	Oct 18, 2019
Instrument	33724/048

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 20, 2017
Property Address	257 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0316810248
Book / Page	031681 / 000248
Instrument Date	Dec 13, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2018
Title Company	CALATLANTIC TITLE/MD INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	257 MILL CROSSING CT HARMANS MD 210771500, HARMANS, MD 21077-1500

Mortgage

Document Number	316810256
Date	Dec 20, 2017
Book Page	031681/000256

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,867 (+20.51%)	$505,200 (+8.48%) Land $170,000 Building $335,200
2025	$5,536.00 (+27.59%)
2023	$4,339.00	$397,367	$465,700 Land $170,000 Building $295,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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