243 Mill Crossing Ct, Harmans, MD 21077 Property Records

Anne Arundel County property record for 243 Mill Crossing Ct, Harmans, MD 21077

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,176 sqft · built 2018
Lot Size	0.039 acres (1,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2021)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-477-90243428`

Property Details

APN / Parcel Number

Primary APN	`04-477-90243428`
Alternative APNs	`4-477-90243428` `47790243428`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	880 sqft
Basement Area	416 sqft
Finished Basement	416 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,679 sqft (0.039 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47790243428
Street Address	243 MILL CROSSING CT
City	HARMANS
State	MD
Zip	21077-1500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	LOT 21 HARMANS PRESERVE
Legal Subdivision	HARMANS PRESERVE
Legal Block	2
Legal Lot Number	21
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	740103

Owner

Source: Anne Arundel County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 MILL CROSSING CT, HARMANS, MD 21077-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 2, 2021	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2018	Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC
May 11, 2017	Grant Deed, Transfer CONTINENTAL TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Book / Page	36894 / 98
Last Transfer Date	Mar 23, 2022
Transfer Doc	0385550277
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 4, 2022
Property Address	243 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0385550277
Book / Page	38555 / 277
Map Reference	MB 339 PG 6-9PL17482
Instrument Date	Mar 23, 2022
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	243 MILL CROSSING CT, HARMANS, MD 21077-1500

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 2, 2021
Property Address	243 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0368940098
Book / Page	36894 / 98
Map Reference	MB 339 PG 6 9PL17482
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	243 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	36894103
Date	Jun 2, 2021
Instrument	36894/103

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 20, 2018
Property Address	243 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0325010300
Book / Page	32501 / 300
Map Reference	MB339 PG6-9
Instrument Date	Aug 28, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,374.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0032501308
Date	Sep 20, 2018
Instrument	32501/308

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 11, 2017
Property Address	243 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0309230300
Book / Page	030923 / 000300
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	CONTINENTAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9710 PATUXENT WOODS DR #100 COLUMBIA MD 210461526, 100, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,000 (+3.18%)	$500,000 (+9.53%) Land $170,000 Building $330,000
2025	$4,834.00 (+2.24%) Homeowner's exemption	$456,500 (+14.06%) Land $170,000 Building $286,500	$456,500 (-) Land $170,000 Building $286,500
2024	$4,728.00 (+13.46%)
2023	$4,167.00 Homeowner's exemption	$400,233	$456,500 Land $170,000 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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