255 Mill Crossing Ct, Harmans, MD 21077 Property Records

Anne Arundel County property record for 255 Mill Crossing Ct, Harmans, MD 21077

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,099 sqft · built 2017
Lot Size	0.039 acres (1,683 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Feb 2023)
Tax Bill	$5,342 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-477-90243434`

Property Details

APN / Parcel Number

Primary APN	`04-477-90243434`
Alternative APN	`47790243434`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,099 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	889 sqft
Basement Area	330 sqft
Finished Basement	330 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,683 sqft (0.039 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47790243434
Street Address	255 MILL CROSSING CT
City	HARMANS
State	MD
Zip	21077-1500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	LOT 27 HARMANS PRESERVE
Legal Subdivision	HARMANS PRESERVE
Legal Block	2
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	740103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	255 MILL CROSSING CT, HARMANS, MD 21077-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COUNTY BANK
Jun 6, 2018	Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Book / Page	39449 / 129
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 9, 2023
Property Address	255 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0394490129
Book / Page	39449 / 129
Map Reference	MB 339 PG 06,07&09
Instrument Date	Jan 30, 2023
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	AWO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0039449136
Date	Feb 9, 2023
Instrument	39449/136

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	255 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	STRATEGIC NATL TTL GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0350980073
Date	Aug 25, 2020
Book Page	35098/73

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	255 MILL CROSSING CT, HARMANS, MD 21077-1500
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	STRATEGIC NATL TTL GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339630167
Date	Dec 17, 2019
Book Page	33963/167

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 6, 2018
Property Address	255 MILL CROSSING CT, HARMANS, MD 21077-1500
Document Number	0321770321
Book / Page	32177 / 321
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,249.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	255 MILL CROSSING CT, HARMANS, MD 21077-1500

Mortgage

Document Number	0032177329
Date	Jun 6, 2018
Instrument	32177/329

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,300 (+17.25%)	$485,100 (+8.31%) Land $170,000 Building $315,100
2025	$5,342.00 (+24.64%)
2023	$4,286.00	$392,567	$447,900 Land $170,000 Building $277,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1979–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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