2449 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2449 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 946 sqft · built 1949
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on Record
Last Sale	$233,900 (Jul 2015)
Tax Bill	$5,752 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-0010-0022-00`

Property Details

APN / Parcel Number

Primary APN	`042-0010-0022-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
1st Floor Area	946 sqft
Attic	Attic
Attic Area	946 sqft
Basement Area	946 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	115 ft deep x 37 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2449 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNING DR 37.40 X 115.21 IRR LOT 12 GROVE PARK 3RD SUB
Legal Subdivision	GROVE PARK 3RD SUB
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2449 DOWNING DR, CINCINNATI, OH 45208-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Oct 27, 2023	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Aug 1, 2017	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Document Number	350374
Deed Book / Page	12944 / 02287
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2449 DOWNING DR, CINCINNATI, OH 45208-1102
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041895
Date	Apr 2, 2021
Book Page	14388/3156
Instrument	2021-0041895

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2449 DOWNING DR, CINCINNATI, OH 45208-1102
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076496
Date	Oct 27, 2023
Book Page	15031/1327
Instrument	2023-0076496

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 26, 2043

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2449 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000071491
Book / Page	013475 / 002078
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2449 DOWNING DR CINCINNATI OH 452081102, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000071491
Date	Aug 7, 2017
Book Page	013475/002078
Instrument	71491

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.19%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,752.00 (+0.14%)	$90,734 (-) Land $34,447 Building $56,287
2024	$5,744.00 (-0.17%)	$90,734 (-) Land $34,447 Building $56,287
2023	$5,754.00 (-14.02%)	$90,734 (-4.46%) Land $34,447 Building $56,287	$259,240 (-4.46%) Land $98,420 Building $160,820
2022	$6,692.00	$94,966 Land $28,543 Building $66,423
2020			$271,330 Land $81,550 Building $189,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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