2460 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2460 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,938 sqft · built 1949
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (Apr 2025)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-0010-0029-00`

Property Details

APN / Parcel Number

Primary APN	`042-0010-0029-00`
Alternative APN	`0041417`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	910 sqft
2nd Floor Area	728 sqft
Upper Floors Area	728 sqft
Basement Area	910 sqft
Finished Basement	300 sqft
Unfinished Basement	610 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	134 ft deep x 51 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2460 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	DOWNING DR 51.32 X 134.84 IRR LOT 19 GROVE PARK 3RD SUB
Legal Subdivision	GROVE PARK 3RD SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2460 DOWNING DR, CINCINNATI, OH 45208-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Dec 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	202523583
Deed Book / Page	15387 / 788
Prior Transfer Date	Dec 21, 2010
Prior Transfer Doc	0000000096
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2460 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000100684
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2460 DOWNING DR CINCINNATI OH 452081102, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000100684
Date	Sep 30, 2020
Book Page	014264/001487
Instrument	100684

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Dec 30, 2019
Property Address	2460 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000115208
Book / Page	14073 / 00957
Map Reference	MB 15 PG 36
Instrument Date	Dec 3, 2019
Instrument	2019-0115208
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2460 DOWNING DR, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000115209
Date	Dec 30, 2019
Instrument	2019-0115209

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,812.00 (+3.12%)	$110,618 (-) Land $49,490 Building $61,128	$316,050 (-) Land $141,400 Building $174,650
2024	$6,606.00 (-2.21%)	$110,618 (-) Land $49,490 Building $61,128
2023	$6,755.00 (+0.07%)	$110,618 (+11.56%) Land $49,490 Building $61,128	$316,050 (+11.56%) Land $141,400 Building $174,650
2022	$6,750.00 Homeowner's exemption	$99,155 Land $41,006 Building $58,149
2020			$283,300 Land $117,160 Building $166,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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