2445 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2445 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,241 sqft · built 1949
Lot Size	0.267 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Feb 2022)
Tax Bill	$7,642 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`042-0010-0023-00`

Property Details

APN / Parcel Number

Primary APN	`042-0010-0023-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,241 sqft Living Area
1st Floor Area	560 sqft
2nd Floor Area	560 sqft
Attic	Attic
Attic Area	121 sqft
Basement Area	560 sqft
Finished Basement	260 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	11,674 sqft (0.267 acres)
Lot Dimensions	157 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	66 sqft
Patio Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2445 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNING DR 26.62 X 157.22 IRR LOT 13 GROVE PARK 3RD SUB
Legal Subdivision	GROVE PARK 3RD SUB
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2445 DOWNING DR, CINCINNATI, OH 45208-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit CENTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Document Number	0000011940
Deed Book / Page	14595 / 3461
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 1, 2022
Property Address	2445 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000011940
Book / Page	14595 / 3461
Map Reference	MB 51 PG 36
Instrument Date	Jan 6, 2022
Instrument	2022-0011940
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 DOWNING DR, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000011941
Date	Feb 1, 2022
Instrument	2022-0011941

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2445 DOWNING DR, CINCINNATI, OH 45208-1102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200132599
Date	Dec 16, 2020
Book Page	14316/2229
Instrument	2020-0132599

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,642.00 (+3.13%)	$124,250 (-) Land $52,920 Building $71,330
2024	$7,410.00 (-2.2%)	$124,250 (-) Land $52,920 Building $71,330
2023	$7,577.00 (+8.71%)	$124,250 (+21.2%) Land $52,920 Building $71,330	$355,000 (+21.2%) Land $151,200 Building $203,800
2022	$6,970.00 Homeowner's exemption	$102,515 Land $43,848 Building $58,667
2020			$292,900 Land $125,280 Building $167,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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