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2445 Charlevoix Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2445 Charlevoix Rd, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Details6,036 sqft
Lot Size0.99 acres (43,124 sqft)
OwnerCompany Name on Record
Tax Bill$29,559 (2024)
Deeds & MortgagesJan 2023 Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN13-18-01-300-041

Property Details

APN / Parcel Number

Primary APN13-18-01-300-041

Interior

Stories1 Story
Building Area6,036 sqft Total Area
1st Floor Area3,444 sqft

Exterior

Architectural StyleRanch
Fire ResistanceMasonry Walls, Wood Interior
Lot Area43,124 sqft (0.99 acres)
Lot Dimensions232 ft deep x 185 ft wide
Patio Area424 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2445 CHARLEVOIX RD
CityPETOSKEY
StateMI
Zip49770-9795
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeRT B-1
Legal DescriptionCOM AT W 1/8 COR ON S LN OF SECTION 1, TH N 1234.35 FT, TH N75?16'23"E 45.03 FT TH N41?19'32"E 117.31 FT, TH N27?37'35"W
Legal Range06W
Legal Township34N
Legal Section01
JurisdictionEMMET MI
Township / Civil DivisionRESORT
Census Block Group1
Census Block1049
Census Tract970800

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2222 W GRAND RIVER AVE, A, OKEMOS, MI 48864-1604
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST COMMUNITY BANK
Jan 3, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2023
Deed SaleJan 3, 2023
Deed Document Number20235202356
Deed Book / Page1249 / 370
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address2445 CHARLEVOIX RD, PETOSKEY, MI 49770-9795
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 MCLEOD DR, LAS VEGAS, NV 89121-2257

Mortgage

Document Number0000001249/0000000372
DateJan 3, 2023
Book Page0000001249/0000000372
Instrument5202358
Lender
NameFIRST COMMUNITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJan 3, 2023
Property Address2445 CHARLEVOIX RD, PETOSKEY, MI 49770-9795
Document Number001249/370
Book / Page1249 / 370
Instrument DateDec 19, 2022
Instrument5202356
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 MCLEOD DR, LAS VEGAS, NV 89121-2257

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionResort Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$948,300 (+38.76%) Land $92,500 Building $855,800$1,896,600 (+38.76%) Land $185,000 Building $1,711,600
2024$29,559.00
2023$683,400 Land $41,600 Building $641,800$1,366,800 Land $83,200 Building $1,283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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