2441 Charlevoix Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2441 Charlevoix Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Tax Bill	$11,319 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-01-300-042`

Property Details

APN / Parcel Number

Primary APN	`13-18-01-300-042`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	2441 CHARLEVOIX RD
City	PETOSKEY
State	MI
Zip	49770-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT R-2B
Legal Description	COM AT W 1/8 COR ON S LN OF SECTION 1, TH N 1234.35 FT FOR POB, TH N75?16'23"E 45.03 FT, TH N41?19'32"E 117.31 FT, TH
Legal Range	06W
Legal Township	34N
Legal Section	01
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	1
Census Block	1049
Census Tract	970800

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2222 W GRAND RIVER AVE, A, OKEMOS, MI 48864-1604
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK
Jan 3, 2023	Warranty Deed, Transfer
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Feb 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023
Deed Sale	Jan 3, 2023
Deed Document Number	20235202356
Deed Book / Page	1249 / 370
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2441 CHARLEVOIX RD, PETOSKEY, MI 49770-9795
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR, LAS VEGAS, NV 89121-2257

Mortgage

Document Number	0000001249/0000000372
Date	Jan 3, 2023
Book Page	0000001249/0000000372
Instrument	5202358

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 3, 2023
Property Address	2441 CHARLEVOIX RD, PETOSKEY, MI 49770-9795
Document Number	001249/370
Book / Page	1249 / 370
Instrument Date	Dec 19, 2022
Instrument	5202356
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR, LAS VEGAS, NV 89121-2257

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2441 CHARLEVOIX RD, PETOSKEY, MI 49770-9795
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 CHARLEVOIX RD, PETOSKEY, MI 49770-9795

Mortgage

Document Number	0000001230/0000000483
Date	Mar 1, 2021
Book Page	0000001230/0000000483
Instrument	5183450

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2441 CHARLEVOIX RD, PETOSKEY, MI 49770-9795
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1210/155
Date	Feb 26, 2019
Book Page	1210/155
Instrument	5163072

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,700 (+27.51%) Land $333,700	$667,400 (+27.51%) Land $667,400
2024	$11,319.00
2023		$261,700 Land $261,700	$523,400 Land $523,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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