Emmet County property record for 2531 Charlevoix Rd, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 3,118 sqft · built 1950 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,000,000 (Dec 2019) |
| Tax Bill | $25,598 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-01-300-040 |
| Primary APN | 13-18-01-300-040 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,118 sqft Total Area |
| 1st Floor Area | 2,470 sqft |
| Basement Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 125,888 sqft (2.89 acres) |
| Lot Dimensions | 405 ft deep x 310 ft wide |
| Garage Area | 576 sqft |
| Patio Area | 384 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 2531 CHARLEVOIX RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8523 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RT R-2B |
| Legal Description | PT OF GOV?T LOT 3, SECTION 1, COM 732.99 FT E OF INT OF W SEC LN OF SD SEC & S LN OF HWY US 31, TH S00?41?09?W 159.76 FT, TH |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 01 |
| Legal Lot Number | 1,3 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 970800 |
2531 Charlevoix Rd, a commercial property, is owned by a company that acquired it in April 2024.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 645 HULET DR, 200, BLOOMFIELD HILLS, MI 48302-0306 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Dec 31, 2019 | Deed, Transfer · Conventional Mortgage 4FRONT CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Deed Document Number | 20195170999 |
| Deed Book / Page | 1218 / 55 |
| Last Transfer Date | Apr 4, 2024 |
| Transfer Doc | 001258/945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 10, 2024 |
| Property Address | 2531 CHARLEVOIX RD, PETOSKEY, MI 49770-8523 |
| Document Number | 001258/945 |
| Book / Page | 1258 / 945 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 5211955 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 HULET DR, BLOOMFIELD HILLS, MI 48302-0319 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2531 CHARLEVOIX RD, PETOSKEY, MI 49770-8523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 645 HULET DR 200, 200, BLOOMFIELD HILLS, MI 48302-0319 |
| Document Number | 0000001243/0000000204 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 0000001243/0000000204 |
| Instrument | 5196176 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 31, 2019 |
| Property Address | 2531 CHARLEVOIX RD, PETOSKEY, MI 49770-8523 |
| Document Number | 0001218/55 |
| Book / Page | 1218 / 55 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 5170999 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30835 W 10 MILE RD, FARMINGTON HILLS, MI 48336-2607 |
| Document Number | 0000001218/0000000056 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 0000001218/0000000056 |
| Instrument | 5171000 |
| Name | 4FRONT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,172,000 (+24.11%) Land $155,000 Building $3,017,000 | $6,344,000 (+24.11%) Land $310,000 Building $6,034,000 | |
| 2025 | $2,555,700 Land $97,700 Building $2,458,000 | $5,111,400 Land $195,400 Building $4,916,000 | |
| 2024 | $25,598.00 | ||
| 2023 | $744,800 Land $69,800 Building $675,000 | $1,489,600 Land $139,600 Building $1,350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2531 Charlevoix Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2531 Charlevoix Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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