2245 Charlevoix Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2245 Charlevoix Rd, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Details	2,336 sqft · built 1970
Lot Size	1.25 acres (54,450 sqft)
Owner	Company Name on File
Tax Bill	$11,553 (2024)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-01-300-006`

Property Details

APN / Parcel Number

Primary APN	`13-18-01-300-006`

Interior

Stories	1 Story
Building Area	2,336 sqft Total Area
1st Floor Area	2,336 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	262 ft deep x 665 ft wide
Patio Area	500 sqft

Location & Zoning

Street Address	2245 CHARLEVOIX RD
City	PETOSKEY
State	MI
Zip	49770-8553
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RT B-2
Legal Description	PT OF GOV?T LOT 2, SECTION 1, COM AT THE SW COR OF SD SEC, TH S89?05?04?E 1294.63 FT ALG S LN OF SD SEC TO SE COR OF BALDWIN
Legal Range	06W
Legal Township	34N
Legal Section	01
Legal Lot Number	2,8-9
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	1
Census Block	1049
Census Tract	970800

Owner

2245 Charlevoix Rd, a commercial property, is owned by a company that acquired it in April 2025.

Source: Emmet County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	2493 MCDOUGAL RD, PETOSKEY, MI 49770-9597
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Oct 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
Feb 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025
Deed Sale	Apr 25, 2025
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	20255219679
Deed Book / Page	1266 / 651
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2245 CHARLEVOIX RD, PETOSKEY, MI 49770-8553
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001201/0000000377
Date	Feb 16, 2018
Book Page	0000001201/0000000377
Instrument	000005154275

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2245 CHARLEVOIX RD, PETOSKEY, MI 49770-8553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1216/505
Date	Oct 31, 2019
Book Page	1216/505
Instrument	5169426

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Feb 16, 2018
Property Address	2245 CHARLEVOIX RD, PETOSKEY, MI 49770-8553
Document Number	1201/376
Book / Page	1201 / 376
Instrument Date	Feb 13, 2018
Instrument	000005154274
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,600 Land $195,000 Building $152,600	$695,200 Land $390,000 Building $305,200
2024	$11,553.00
2023		$267,100 Land $87,800 Building $179,300	$534,200 Land $175,600 Building $358,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Charlevoix Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Charlevoix Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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