San Luis Obispo County property record for 2440 Beach St, Oceano, CA 93445
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,161 sqft · built 1986 |
| Lot Size | 0.026 acres (1,161 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Sep 2021) |
| Tax Bill | $5,073 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-132-041 |
| Primary APN | 062-132-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,161 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Construction Type | Wood |
| Lot Area | 1,161 sqft (0.026 acres) |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 2440 BEACH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-8913 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF |
| Legal Description | TR 1006 UNIT 41 & PTN LT A |
| Legal Subdivision | TRACT 1006 UN 41 |
| Legal Tract | 1006 |
| Legal Lot Number | A |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 12202 |
Source: San Luis Obispo County records · APN 062-132-041
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2440 BEACH ST # 41, 41, OCEANO, CA 93445-8913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC |
| Sep 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Jan 24, 2014 · Amount on Record |
| Deed Document Number | 2021063710 |
| Record Updated | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 17, 2021 |
| Property Address | 2440 BEACH ST, OCEANO, CA 93445-8913 |
| Document Number | 0000063710 |
| Map Reference | MB 11 PG 41 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021063710 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2440 BEACH ST # 41, 41, OCEANO, CA 93445-8913 |
| Document Number | 0000063711 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021063711 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2440 BEACH ST, OCEANO, CA 93445-8913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037314 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018037314 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,073.00 (+4.71%) Homeowner's exemption | $451,012 (+4.04%) Land $196,323 Building $254,689 |
| 2023 | $4,845.00 (+1.47%) Homeowner's exemption | $433,500 Land $188,700 Building $244,800 |
| 2022 | $4,775.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Verizon.
Based on FCC filings for 633 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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