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2430 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2430 Beach St, Oceano, CA 93445 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 900 sqft · built 1986
Lot Size0.021 acres (900 sqft)
OwnerIndividual Name on File
Last Sale$315,500 (Jul 2020)
Tax Bill$4,138 (2025)
Deeds & MortgagesNov 2021 Transfer
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN062-132-045

Property Details

APN / Parcel Number

Primary APN062-132-045

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area900 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area900 sqft (0.021 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2430 BEACH ST
CityOCEANO
StateCA
Zip93445-8913
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTR 1006 UNIT 45 & PTN LT A
Legal SubdivisionTRACT NO 1006
Legal Tract1006
Legal Block2
Legal Lot NumberA
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2029
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-132-045

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2430 BEACH ST, 45, OCEANO, CA 93445-8913
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 17, 2020Grant Deed, Transfer · Conventional Mortgage
WESTSTAR MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleJun 17, 2016 · Amount on Record
Deed Document Number202036257
Last Transfer DateNov 12, 2021
Transfer Doc0000076059
Record UpdatedSep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 15, 2021
Property Address2430 BEACH ST, OCEANO, CA 93445-8913
Document Number0000076059
Map ReferenceMB 11 PG 41
Instrument DateNov 12, 2021
Instrument2021076059
Transaction TypeTransfer
Record UpdatedNov 23, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2430 BEACH ST # 45, 45, OCEANO, CA 93445-8913

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2430 BEACH ST, OCEANO, CA 93445-8913
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2430 BEACH ST 45, 45, OCEANO, CA 93445-8913

Mortgage

Document Number0000068508
DateOct 12, 2021
Instrument2021068508
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2430 BEACH ST, OCEANO, CA 93445-8913
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055840
DateDec 13, 2019
Instrument2019055840
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2040

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 17, 2020
Property Address2430 BEACH ST, OCEANO, CA 93445-8913
Document Number0000036257
Map ReferenceMB 11 PG 41
Instrument DateJun 25, 2020
Instrument2020036257
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2430 BEACH ST # 45, 45, OCEANO, CA 93445-8913

Mortgage

Document Number0000036258
DateJul 17, 2020
Instrument2020036258
Lender
NameWESTSTAR MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$363,590 (+2%) Land $177,517 Building $186,073
2025$4,138.00 (+4.71%)$356,462 (+4.04%) Land $174,037 Building $182,425
2023$3,952.00 (+1.41%)$342,623 Land $167,280 Building $175,343
2022$3,897.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 633 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: Verizon, Radiate Holdings, Peak WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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