2420 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2420 Beach St, Oceano, CA 93445

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 885 sqft · built 1986
Lot Size	0.02 acres (885 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Apr 2023)
Tax Bill	$5,331 (2025)
Deeds & Mortgages	Apr 2023 Sale Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-132-049`

Property Details

APN / Parcel Number

Primary APN	`062-132-049`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	885 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	885 sqft (0.02 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2420 BEACH ST
City	OCEANO
State	CA
Zip	93445-8913
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF
Legal Description	TR 1006 UNIT 49 & PTN LT A
Legal Subdivision	TRACT NO 1006
Legal Tract	1006
Legal Block	2
Legal Lot Number	A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2029
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	71 EASTRIDGE CIR, PACIFICA, CA 94044-1102
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Grant Deed, Transfer STEWART TITLE OF CA INC
Jun 4, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 18, 2018	Intrafamily Transfer, Transfer
May 18, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	202310235
Prior Transfer Date	May 7, 2018
Prior Transfer Doc	0000020237
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2023
Property Address	2420 BEACH ST, OCEANO, CA 93445-8913
Document Number	0000010235
Map Reference	MB 11 PG 41
Instrument Date	Apr 11, 2023
Instrument	2023010235
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	71 EASTRIDGE CIR, PACIFICA, CA 94044-1102

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 4, 2021
Property Address	2420 BEACH ST, OCEANO, CA 93445-8913
Document Number	0000040873
Map Reference	MB 11 PG 41
Instrument Date	Mar 11, 2021
Instrument	2021040873
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17454 DORAN DR, SPRINGVILLE, CA 93265-9385

Mortgage

Document Number	0000040874
Date	Jun 4, 2021
Instrument	2021040874

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2018
Property Address	2420 BEACH ST, OCEANO, CA 93445-8913
Document Number	0000020237
Map Reference	MB11 PG41
Instrument Date	May 7, 2018
Instrument	2018020237
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 BEACH ST, OCEANO, CA 93445-8913

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2018
Property Address	2420 BEACH ST, OCEANO, CA 93445-8913
Document Number	0000020236
Map Reference	MB511 PG41
Instrument Date	Apr 17, 2018
Instrument	2018020236
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE OC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 BEACH ST # 49, 49, OCEANO, CA 93445-8913

Mortgage

Document Number	0000020238
Date	May 18, 2018
Instrument	2018020238

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,543 (+2%) Land $265,302 Building $212,241
2025	$5,331.00 (+3.49%)	$468,180 (+40.63%) Land $260,100 Building $208,080
2024	$5,151.00 (+33.83%)
2023	$3,849.00 (+1.4%)	$332,928 Land $176,868 Building $156,060
2022	$3,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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