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2451 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2451 Beach St, Oceano, CA 93445

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,100 sqft · built 1994
Lot Size0.026 acres (1,133 sqft)
Owner2 Individual Names on Record
Last Sale$347,000 (Aug 2005)
Tax Bill$5,395 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN062-131-029

Property Details

APN / Parcel Number

Primary APN062-131-029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,100 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area1,133 sqft (0.026 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2451 BEACH ST
CityOCEANO
StateCA
Zip93445-8998
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF
Legal DescriptionTR 1920 LT 5
Legal SubdivisionTRACT 1920
Legal Tract1920
Legal Block2
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2022
Census Tract12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1881 DON AVE, LOS OSOS, CA 93402-2505
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2005 · Amount on Record
Deed SaleAug 12, 2005 · Amount on Record
Prior SaleSep 13, 2002 · Amount on Record
Deed Document Number200567488
Prior Transfer DateJul 26, 2004
Prior Transfer Doc0000068276
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2451 BEACH ST, OCEANO, CA 93445-8998
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1881 DON AVE, LOS OSOS, CA 93402-2505

Mortgage

Document Number0000062093
DateSep 9, 2021
Instrument2021062093
Lender
NameCOASTAL FUNDING SLC INC
TypeMortgage Company
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$483,664 (+2%) Land $250,894 Building $232,770
2025$5,395.00 (+9.79%)$474,181 (+9.51%) Land $245,975 Building $228,206
2023$4,914.00 (-0.43%)$433,000 Land $225,000 Building $208,000
2022$4,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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