Morgan County property record for 241 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,340 sqft · built 2009 |
| Lot Size | 0.361 acres (15,728 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (May 2021) |
| Tax Bill | $650 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2021 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.032 |
| Primary APN | 12-01-01-0-000-002.032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,728 sqft (0.361 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 147594 |
|---|---|
| Street Address | 241 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 25 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 24, 2021 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2021 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 27, 2012 | Re-recorded Document · Conventional Mortgage HAMILTON MORTGAGE CORP |
| Sep 20, 2012 | Warranty Deed, Transfer VALLEY TITLE AND CLOSING SERVICES, VALLEY TITLE AND CLOSING SE |
| Sep 1, 2009 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP |
| Apr 14, 2009 | Warranty Deed, Transfer GOBBLE FITE LUMBER CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on Record |
| Deed Sale | May 24, 2021 · Amount on Record |
| Prior Sale | Sep 27, 2012 · Amount on Record |
| Deed Book / Page | 2021 / 5141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 2023/35043 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 2023/35043 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 22, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 24, 2021 |
| Property Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 02021/5141 |
| Book / Page | 2021 / 5141 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | May 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | NORTH ALABAMA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2214 TEAGUE RD NW, HARTSELLE, AL 35640-4232 |
| Name | Verified Name |
|---|---|
| Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 2021/28218 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 2021/28218 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 24, 2021 |
| Property Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 02021/5141 |
| Book / Page | 2021 / 5141 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | May 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | NORTH BEACH TITLE AND ESCROW, NORTH ALABAMA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2214 TEAGUE RD NW, HARTSELLE, AL 35640-4232 |
| Name | Verified Name |
|---|---|
| Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 0202128218 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021/28218 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 27, 2012 |
| Property Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 2012/06374 |
| Book / Page | 2012 / 06374 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Sep 13, 2012 |
| Record Updated | Jun 19, 2026 |
| Title Company | VALLEY TITLE AND CLOSING SER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 2012/34416 |
|---|---|
| Date | Sep 20, 2012 |
| Book Page | 2012/34416 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 20, 2012 |
| Property Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 2012/06179 |
| Book / Page | 2012 / 06179 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Sep 13, 2012 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | VALLEY TITLE AND CLOSING SERVICES, VALLEY TITLE AND CLOSING SE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1916 RED SUNSET DR, DECATUR, AL 35603-4480 |
| Name | Verified Name |
|---|---|
| Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 1, 2009 |
| Property Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 2009/04689 |
| Book / Page | 2009 / 04689 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Aug 31, 2009 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $14.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 0200935557 |
|---|---|
| Date | Sep 1, 2009 |
| Instrument | 2009/35557 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Apr 14, 2009 |
| Property Address | 241 CYPRESS DR, DECATUR, AL 35603-5954 |
| Document Number | 2009/01867 |
| Book / Page | 2009 / 01867 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Apr 14, 2009 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 JOHNSTOWN CV, DECATUR, AL 35603-6904 |
| Investor | Possibly a Property Investor |
| Document Number | 0200914337 |
|---|---|
| Date | Apr 14, 2009 |
| Instrument | 2009/14337 |
| Name | GOBBLE FITE LUMBER CO INC |
|---|
| Amount | Amount Recorded |
|---|
| Document Number | 2009/14340 |
|---|---|
| Date | Apr 14, 2009 |
| Book Page | 2009/14340 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 14, 2010 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $650.00 (+1.09%) | $18,810 (+0.97%) Land $2,750 Building $16,060 | $188,100 (+0.97%) Land $27,500 Building $160,600 |
| 2024 | $18,630 (-0.96%) Land $2,500 Building $16,130 | $186,300 (-0.96%) Land $25,000 Building $161,300 | |
| 2023 | $643.00 (-2.13%) Homeowner's exemption | $18,810 (-1%) Land $2,500 Building $16,310 | $188,100 (-1%) Land $25,000 Building $163,100 |
| 2022 | $657.00 Homeowner's exemption | $19,000 Land $2,500 Building $16,500 | $190,000 Land $25,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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