220 Cypress Dr, Decatur, AL 35603 Property Records

Morgan County property record for 220 Cypress Dr, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,558 sqft · built 2009
Lot Size	0.362 acres (15,801 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Nov 2021)
Tax Bill	$861 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-01-0-000-002.029`

Property Details

APN / Parcel Number

Primary APN	`12-01-01-0-000-002.029`
Alternative APNs	`168093` `70884`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,801 sqft (0.362 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	168093
Street Address	220 CYPRESS DR
City	DECATUR
State	AL
Zip	35603-5953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	01
Legal Subdivision	CYPRESS COVE S/D ADDITION 1
Legal Lot Number	22
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3043
Census Tract	5404

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 CYPRESS DR, DECATUR, AL 35603-5953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Jun 29, 2009	Corporation Deed, Subdivision Related Transfer · FHA Mortgage RENASANT BANK
Jan 12, 2009	Warranty Deed, Transfer GOBBLE FITE LUMBER CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jun 29, 2009 · Amount on Record
Deed Book / Page	2021 / 12366
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 22, 2021
Property Address	220 CYPRESS DR, DECATUR, AL 35603-5953
Document Number	2021/12366
Book / Page	2021 / 12366
Map Reference	MB 2006 PG 24
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	LAW FIRM TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 184, SOMERVILLE, AL 35670-0184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CYPRESS DR, DECATUR, AL 35603-5953

Mortgage

Document Number	2021/65374
Date	Nov 22, 2021
Book Page	2021/65374

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 22, 2021
Property Address	220 CYPRESS DR, DECATUR, AL 35603-5953
Document Number	2021/12366
Book / Page	2021 / 12366
Map Reference	MB 2006 PG 24
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	LAW FIRM TITLE CLOSING SERVICES, LAW FIRM TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 184, SOMERVILLE, AL 35670-0184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CYPRESS DR, DECATUR, AL 35603-5953

Mortgage

Document Number	0202165374
Date	Nov 22, 2021
Instrument	2021/65374

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2009: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 29, 2009
Property Address	220 CYPRESS DR, DECATUR, AL 35603-5953
Document Number	2009/03375
Book / Page	2009 / 03375
Map Reference	MB2006 PG24
Instrument Date	Jun 26, 2009
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CYPRESS DR, DECATUR, AL 35603-5953
Investor	Possibly a Property Investor

Mortgage

Document Number	0200926610
Date	Jun 29, 2009
Instrument	2009/26610

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

January 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 12, 2009
Property Address	220 CYPRESS DR, DECATUR, AL 35603-5953
Document Number	2009/00143
Book / Page	2009 / 00143
Map Reference	MB2006 PG24
Instrument Date	Jan 8, 2009
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 JOHNSTOWN CV, DECATUR, AL 35603-6904
Investor	Possibly a Property Investor

Mortgage

Document Number	0200900808
Date	Jan 12, 2009
Instrument	2009/00808

Lender

Name	GOBBLE FITE LUMBER CO INC

Agreement

Amount	Amount Recorded

Mortgage

Document Number	2009/00811
Date	Jan 12, 2009
Book Page	2009/00811

Lender

Name	CYPRESS COVE DEVELOPMENT LLC

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2010

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (+3.61%)	$24,460 (+3.38%) Land $4,620 Building $19,840	$244,600 (+3.38%) Land $46,200 Building $198,400
2024		$23,660 (-) Land $4,200 Building $19,460	$236,600 (-) Land $42,000 Building $194,600
2023	$831.00 (+10.07%) Homeowner's exemption	$23,660 (+9.39%) Land $4,200 Building $19,460	$236,600 (+9.39%) Land $42,000 Building $194,600
2022	$755.00 Homeowner's exemption	$21,630 Land $2,500 Building $19,130	$216,300 Land $25,000 Building $191,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000

220 Cypress Dr, Decatur, AL 35603 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2009: Corporation Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2009: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Cypress Dr

Nearby Streets

Search Property Records by Address or Parcel Number