Morgan County property record for 190 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,324 sqft · built 2007 |
| Lot Size | 0.364 acres (15,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $198,000 (Jul 2024) |
| Tax Bill | $699 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2015 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.026 |
| Primary APN | 12-01-01-0-000-002.026 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,860 sqft (0.364 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 164037 |
|---|---|
| Street Address | 190 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 19 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage BANK INDEPENDENT |
| Aug 27, 2015 | Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE OF AMERICA INC |
| May 4, 2007 | Deed of Trust, Mortgage GOBBLE FITE LUMBER CO INC |
| May 4, 2007 | Deed of Trust, Mortgage CYPRESS COVE DEVELOPMENT LLC |
| Jul 9, 2024 | Warranty Deed, Transfer |
| Apr 4, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 8, 2007 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK |
| May 4, 2007 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Prior Sale | Aug 8, 2007 · Amount on Record |
| Deed Book / Page | 2024 / 5682 |
| Prior Transfer Date | Mar 7, 2024 |
| Prior Transfer Doc | 02024/2909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025/46413 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 2025/46413 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Address | FLORENCE, AL 35630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015/26534 |
|---|---|
| Date | Aug 27, 2015 |
| Book Page | 2015/26534 |
| Name | HOME MORTGAGE OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/24118 |
|---|---|
| Date | May 4, 2007 |
| Book Page | 2007/24118 |
| Name | GOBBLE FITE LUMBER CO INC |
|---|---|
| Address | DECATUR, AL 35601 |
| Amount | Amount Recorded |
|---|---|
| Term | 2 Months |
| Due | Jul 15, 2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/24121 |
|---|---|
| Date | May 4, 2007 |
| Book Page | 2007/24121 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | Apr 4, 2008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 9, 2024 |
| Property Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 02024/5682 |
| Book / Page | 2024 / 5682 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Jul 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 179 RYAN RD, SOMERVILLE, AL 35670-5467 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Apr 4, 2024 |
| Property Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 02024/2909 |
| Book / Page | 2024 / 2909 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Mar 7, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1614 PARK ST SE, DECATUR, AL 35601-5126 |
| Name | Verified Name |
|---|---|
| Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Aug 8, 2007 |
| Property Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/06510 |
| Book / Page | 2007 / 06510 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Aug 3, 2007 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 2007/44279 |
|---|---|
| Date | Aug 8, 2007 |
| Book Page | 2007/44279 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 4, 2007 |
| Property Address | 190 CYPRESS DR, DECATUR, AL 35603-5918 |
| Document Number | 0207/03629 |
| Book / Page | 207 / 03629 |
| Map Reference | MB2006 PG24 |
| Instrument Date | May 4, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $699.00 (-52.71%) | $20,130 (+1.82%) Land $2,750 Building $17,380 | $201,300 (+1.82%) Land $27,500 Building $173,800 |
| 2024 | $19,770 (-1.15%) Land $2,500 Building $17,270 | $197,700 (-1.15%) Land $25,000 Building $172,700 | |
| 2023 | $1,478.00 (-3.02%) | $20,000 (-1.86%) Land $2,500 Building $17,500 | $200,000 (-1.86%) Land $25,000 Building $175,000 |
| 2022 | $1,524.00 | $20,380 Land $2,500 Building $17,880 | $203,800 Land $25,000 Building $178,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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