Morgan County property record for 240 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,408 sqft · built 2008 |
| Lot Size | 0.37 acres (16,132 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,000 (Jun 2016) |
| Tax Bill | $679 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2012 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.031 |
| Primary APN | 12-01-01-0-000-002.031 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,132 sqft (0.37 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 168586 |
|---|---|
| Street Address | 240 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 24 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 10, 2012 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jul 15, 2008 | Deed of Trust, Mortgage CYPRESS COVE DEVELOPMENT LLC |
| Jun 23, 2016 | Warranty Deed, Transfer · Conventional Mortgage HOME PLACE MORTGAGE LOANS INC |
| May 7, 2009 | Correction Deed |
| Feb 12, 2009 | Correction Deed |
| Dec 29, 2008 | Corporation Deed, Subdivision Related Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Jul 15, 2008 | Warranty Deed, Construction Loan · Construction Mortgage GOBBLE FITE LUMBER CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2016 · Amount on Record |
| Deed Sale | Jun 23, 2016 · Amount on Record |
| Prior Sale | Dec 29, 2008 · Amount on Record |
| Deed Book / Page | 2016 / 5700 |
| Prior Transfer Date | May 3, 2009 |
| Prior Transfer Doc | 2009/02336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021/60495 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2021/60495 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012/03920 |
|---|---|
| Date | Feb 10, 2012 |
| Book Page | 2012/03920 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2008/31644 |
|---|---|
| Date | Jul 15, 2008 |
| Book Page | 2008/31644 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 14, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 23, 2016 |
| Property Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Document Number | 2016/05700 |
| Book / Page | 2016 / 05700 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Jun 21, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 592, SOMERVILLE, AL 35670-0592 |
| Name | Verified Name |
|---|---|
| Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Document Number | 0201619154 |
|---|---|
| Date | Jun 23, 2016 |
| Instrument | 2016/19154 |
| Name | HOME PLACE MORTGAGE LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2046 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 7, 2009 |
| Property Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Document Number | 2009/02336 |
| Book / Page | 2009 / 02336 |
| Map Reference | MB2006 PG24 |
| Instrument Date | May 3, 2009 |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 JOHNSTOWN CV, DECATUR, AL 35603-6904 |
| Investor | Possibly a Property Investor |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 12, 2009 |
| Property Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Document Number | 2009/00845 |
| Book / Page | 2009 / 00845 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Jan 27, 2009 |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Dec 29, 2008 |
| Property Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Document Number | 2008/08672 |
| Book / Page | 2008 / 08672 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Dec 23, 2008 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | J CALVIN MCBRIDE LAW FIRM TI |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2008/51058 |
|---|---|
| Date | Dec 29, 2008 |
| Book Page | 2008/51058 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 15, 2008 |
| Property Address | 240 CYPRESS DR, DECATUR, AL 35603-5953 |
| Document Number | 2008/04730 |
| Book / Page | 2008 / 04730 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Jul 14, 2008 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5584, DECATUR, AL 35601-0584 |
| Investor | Possibly a Property Investor |
| Document Number | 0200831641 |
|---|---|
| Date | Jul 15, 2008 |
| Instrument | 2008/31641 |
| Name | GOBBLE FITE LUMBER CO INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $679.00 (+3.19%) | $19,590 (+2.94%) Land $2,750 Building $16,840 | $195,900 (+2.94%) Land $27,500 Building $168,400 |
| 2024 | $19,030 (-) Land $2,500 Building $16,530 | $190,300 (-) Land $25,000 Building $165,300 | |
| 2023 | $658.00 Homeowner's exemption | $19,030 (-) Land $2,500 Building $16,530 | $190,300 (-) Land $25,000 Building $165,300 |
| 2022 | $658.00 Homeowner's exemption | $19,030 Land $2,500 Building $16,530 | $190,300 Land $25,000 Building $165,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
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