171 Cypress Dr, Decatur, AL 35603 Property Records

Morgan County property record for 171 Cypress Dr, Decatur, AL 35603

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,537 sqft · built 2007
Lot Size0.472 acres (20,559 sqft)
OwnerIndividual Name on Record
Tax Bill$655 (2025)
Deeds & MortgagesMar 2020 Mortgage
Feb 2021 Mortgage
+ 10 more
Flood ZoneZone X (minimal risk)
APN12-01-01-0-000-002.034

Property Details

APN / Parcel Number

Primary APN12-01-01-0-000-002.034
Alternative APNs
  • 148027
  • 70889

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,537 sqft Living Area
1st Floor Area1,537 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,559 sqft (0.472 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number148027
Street Address171 CYPRESS DR
CityDECATUR
StateAL
Zip35603-5947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W
Legal Range4W
Legal Township6S
Legal Section01
Legal SubdivisionCYPRESS COVE S/D ADDITION 1
Legal Lot Number27
JurisdictionMORGAN AL
Township / Civil DivisionSOMERVILLE
Census Block Group3
Census Block3043
Census Tract5404

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address171 CYPRESS DR, DECATUR, AL 35603-5947
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 24, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 11, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Feb 23, 2007Deed of Trust, Mortgage · Construction Mortgage
GOBBLE FITE LUMBER CO INC
Feb 23, 2007Deed of Trust, Mortgage
CYPRESS COVE DEVELOPMENT LLC
Feb 10, 2010Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGEAMERICA INC
Jun 6, 2007Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC
Feb 24, 2021Intrafamily Transfer, Transfer
MORTGAGE CONNECT LP
Jun 28, 2018Warranty Deed, Transfer · VA Mortgage
PROGRESS BANK & TRUST
Oct 25, 2012Warranty Deed, Transfer
TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES
Jun 6, 2007Corporation Deed, Subdivision Related Transfer
Feb 23, 2007Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2021
Deed SaleFeb 24, 2021
Prior SaleJun 28, 2018 · Amount on Record
Deed Book / Page2021 / 1807
Prior Transfer DateDec 8, 2020
Prior Transfer Doc02021/1807
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/9752
DateMar 17, 2020
Book Page2020/9752
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term341 Months
DueAug 1, 2048

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/10311
DateFeb 24, 2021
Book Page2021/10311
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term331 Months
DueSep 1, 2048

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 CYPRESS DR, DECATUR, AL 35603-5947

Mortgage

Document Number002023/718
DateJan 11, 2023
Book Page2023/718
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 1, 2038

February 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2007/09268
DateFeb 23, 2007
Book Page2007/09268
Lender
NameGOBBLE FITE LUMBER CO INC
AddressDECATUR, AL 35601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2007/09271
DateFeb 23, 2007
Book Page2007/09271
Lender
NameCYPRESS COVE DEVELOPMENT LLC
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 23, 2008

February 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2010/04241
DateFeb 10, 2010
Book Page2010/04241
Lender
NameMORTGAGEAMERICA INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2040

June 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2007/31532
DateJun 6, 2007
Book Page2007/31532
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2037

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORGAN AL
Recording DateFeb 24, 2021
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Document Number02021/1807
Book / Page2021 / 1807
Map ReferenceMB 2006 PG 24
Instrument DateDec 8, 2020
Transaction TypeTransfer
Record UpdatedJun 19, 2026
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 CYPRESS DR, DECATUR, AL 35603-5947

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateJun 28, 2018
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Document Number2018/05464
Book / Page2018 / 05464
Map ReferenceMB2006 PG24
Instrument DateJun 28, 2018
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1904 INDIAN HILLS RD NE, HARTSELLE, AL 35640-4312

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address171 CYPRESS DR, DECATUR, AL 35603-5947

Mortgage

Document Number0201820514
DateJun 28, 2018
Instrument2018/20514
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

October 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateOct 25, 2012
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Document Number2012/07226
Book / Page2012 / 07226
Map ReferenceMB2006 PG24
Instrument DateOct 25, 2012
Transaction TypeTransfer
Record UpdatedJun 19, 2026
Title CompanyTITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2828 UPPER RIVER RD SE, DECATUR, AL 35603-5502

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address171 CYPRESS DR, DECATUR, AL 35603-5947

June 2007: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionMORGAN AL
Recording DateJun 6, 2007
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Document Number2007/04692
Book / Page2007 / 04692
Map ReferenceMB2006 PG24
Instrument DateMay 5, 2007
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address171 CYPRESS DR, DECATUR, AL 35603-5947

February 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateFeb 23, 2007
Property Address171 CYPRESS DR, DECATUR, AL 35603-5947
Document Number2007/01429
Book / Page2007 / 01429
Map ReferenceMB2006 PG24
Instrument DateFeb 23, 2007
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$655.00 (+2.18%) Homeowner's exemption$18,940 (+1.99%) Land $2,750 Building $16,190$189,400 (+1.99%) Land $27,500 Building $161,900
2024$18,570 (-1.01%) Land $2,500 Building $16,070$185,700 (-1.01%) Land $25,000 Building $160,700
2023$641.00 (-3.17%) Homeowner's exemption$18,760 (-2.04%) Land $2,500 Building $16,260$187,600 (-2.04%) Land $25,000 Building $162,600
2022$662.00 Homeowner's exemption$19,150 Land $2,500 Building $16,650$191,500 Land $25,000 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
FlashFiber
Fiber
1,000 / 1,000

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