231 Cypress Dr, Decatur, AL 35603 Property Records

Morgan County property record for 231 Cypress Dr, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,408 sqft · built 2008
Lot Size	0.351 acres (15,300 sqft)
Owner	Individual Name on Record
Last Sale	$150,100 (Sep 2016)
Tax Bill	$634 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-01-0-000-002.033`

Property Details

APN / Parcel Number

Primary APN	`12-01-01-0-000-002.033`
Alternative APNs	`126216` `70888`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,300 sqft (0.351 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	126216
Street Address	231 CYPRESS DR
City	DECATUR
State	AL
Zip	35603-5954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	01
Legal Subdivision	CYPRESS COVE S/D ADDITION 1
Legal Lot Number	26
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3043
Census Tract	5404

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 CYPRESS DR, DECATUR, AL 35603-5954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 2, 2008	Deed of Trust, Mortgage GOBBLEFITE LUMBER CO INC
Apr 2, 2008	Deed of Trust, Mortgage CYPRESS COVE DEVELOPMENT LLC
Sep 12, 2016	Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT BANK
Jul 11, 2008	Corporation Deed, Subdivision Related Transfer · FHA Mortgage RENASANT BANK
Apr 2, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Prior Sale	Jul 11, 2008 · Amount on Record
Deed Book / Page	2016 / 8488
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	231 CYPRESS DR, DECATUR, AL 35603-5954
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2026/9672
Date	Mar 10, 2026
Book Page	MTG 2026/9672

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	231 CYPRESS DR, DECATUR, AL 35603-5954
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008/15001
Date	Apr 2, 2008
Book Page	2008/15001

Lender

Name	GOBBLEFITE LUMBER CO INC
Address	DECATUR, AL 35601

Agreement

Amount	Amount Recorded

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	231 CYPRESS DR, DECATUR, AL 35603-5954
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008/15004
Date	Apr 2, 2008
Book Page	2008/15004

Lender

Name	CYPRESS COVE DEVELOPMENT LLC

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2009

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 12, 2016
Property Address	231 CYPRESS DR, DECATUR, AL 35603-5954
Document Number	2016/08488
Book / Page	2016 / 08488
Map Reference	MB 2006 PG 24
Instrument Date	Sep 9, 2016
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 CYPRESS DR, DECATUR, AL 35603-5954

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	231 CYPRESS DR, DECATUR, AL 35603-5954

Mortgage

Document Number	0201629138
Date	Sep 12, 2016
Instrument	2016/29138

Lender

Name	SOUTHPOINT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2046

July 2008: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 11, 2008
Property Address	231 CYPRESS DR, DECATUR, AL 35603-5954
Document Number	2008/04673
Book / Page	2008 / 04673
Map Reference	MB2006 PG24
Instrument Date	Jul 10, 2008
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	260 CYPRESS DR, DECATUR, AL 35603-5953

Mortgage

Document Number	0200831315
Date	Jul 11, 2008
Instrument	2008/31315

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

Mortgage

Document Number	2008/31320
Date	Jul 11, 2008
Book Page	2008/31320

Lender

Name	RENASANT BANK
Type	Bank
Address	DECATUR, AL 35609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2028

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 2, 2008
Property Address	231 CYPRESS DR, DECATUR, AL 35603-5954
Document Number	2008/02168
Book / Page	2008 / 02168
Map Reference	MB2006 PG24
Instrument Date	Apr 1, 2008
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5584, DECATUR, AL 35601-0584
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00 (+2.09%) Homeowner's exemption	$18,390 (+2%) Land $2,750 Building $15,640	$183,900 (+2%) Land $27,500 Building $156,400
2024		$18,030 (-1.96%) Land $2,500 Building $15,530	$180,300 (-1.96%) Land $25,000 Building $155,300
2023	$621.00 (-3.12%) Homeowner's exemption	$18,390 (-0.97%) Land $2,500 Building $15,890	$183,900 (-0.97%) Land $25,000 Building $158,900
2022	$641.00 Homeowner's exemption	$18,570 Land $2,500 Building $16,070	$185,700 Land $25,000 Building $160,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000

231 Cypress Dr, Decatur, AL 35603 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2008: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2008: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2016: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2008: Corporation Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

April 2008: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Cypress Dr

Nearby Streets

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