24 Calle la Espalda, San Clemente, CA 92673 Property Records

Orange County property record for 24 Calle la Espalda, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,024 sqft · built 2005
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Trust Names on File
Last Sale	$1,325,000 (May 2018)
Tax Bill	$21,551 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`708-063-32`

Property Details

APN / Parcel Number

Primary APN	`708-063-32`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,024 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	5,924 sqft (0.136 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	24 CALLE LA ESPALDA
City	SAN CLEMENTE
State	CA
Zip	92673-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16569 BLK LOT 29
Legal Subdivision	CAZADERO AT TALEGA
Legal Tract	16569
Legal Lot Number	29
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2003
Census Tract	32062

Owner

24 Calle la Espalda is owner-occupied and held in a trust since October 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING INC
Oct 6, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2022	Intrafamily Transfer, Transfer · Line of Credit GENEVA FINANCIAL LLC
Jun 11, 2021	Intrafamily Transfer, Transfer
Oct 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2018	Grant Deed, Transfer CALIFORNIA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Mar 22, 2007 · Amount on File
Deed Document Number	2018180981
Last Transfer Date	Oct 2, 2023
Transfer Doc	0000244837
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 8, 2026
Property Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000165723
Instrument Date	Jun 3, 2026
Instrument	2026165723
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000165723,
Date	Jun 8, 2026
Instrument	2026165723

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000302552
Date	Nov 4, 2025
Instrument	2025000302552

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2023
Property Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000244837
Map Reference	MB 862 PG 24-33
Instrument Date	Oct 2, 2023
Instrument	2023000244837
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000244838
Date	Oct 6, 2023
Instrument	2023000244838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 22, 2022
Property Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000069095
Map Reference	MB 862 PG 24-33
Instrument Date	Feb 14, 2022
Instrument	2022000069095
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000069096
Date	Feb 22, 2022
Instrument	2022000069096

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 11, 2021
Property Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000388295
Map Reference	MB 862 PG 24-33
Instrument Date	Jun 10, 2021
Instrument	2021000388295
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 4, 2018
Property Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000362922
Instrument Date	Oct 1, 2018
Instrument	362922
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24 CALLE LA ESPALDA SAN CLEMENTE CA 926737020, SAN CLEMENTE, CA 92673-7020

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 4, 2018
Property Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000362921
Instrument Date	Oct 1, 2018
Instrument	362921
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24 CALLE LA ESPALDA SAN CLEMENTE CA 926737020, SAN CLEMENTE, CA 92673-7020

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 17, 2018
Property Address	24 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000180981
Instrument Date	May 4, 2018
Instrument	180981
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,457.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24 CALLE LA ESPALDA SAN CLEMENTE CA 926737020, SAN CLEMENTE, CA 92673-7020

Tax Assessment & Valuation

The 2025 property tax bill for 24 Calle la Espalda was $21,551 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,507,622 (+2%) Land $687,851 Building $819,771
2025	$21,551.00 Homeowner's exemption	$1,478,061 Land $674,363 Building $803,698
2023	$20,643.00 (+0.46%) Homeowner's exemption	$1,420,667 Land $648,176 Building $772,491
2022	$20,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24 Calle la Espalda in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Calle la Espalda is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500

May also be available: AT&T, T-Mobile, Verizon.

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