16 Calle la Espalda, San Clemente, CA 92673 Property Records

Orange County property record for 16 Calle la Espalda, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,082 sqft · built 2005
Lot Size	0.17 acres (7,424 sqft)
Owner	2 Trust Names on File
Last Sale	$840,000 (Feb 2012)
Tax Bill	$17,238 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`708-063-28`

Property Details

APN / Parcel Number

Primary APN	`708-063-28`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,082 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,424 sqft (0.17 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16 CALLE LA ESPALDA
City	SAN CLEMENTE
State	CA
Zip	92673-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16569 BLK LOT 25
Legal Subdivision	CAZADERO AT TALEGA
Legal Tract	16569
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2003
Census Tract	32062

Owner

16 Calle la Espalda is owner-occupied and held in a trust since August 2016.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2012 · Amount on File
Deed Sale	Feb 21, 2012 · Amount on File
Prior Sale	Aug 1, 2006 · Amount on File
Deed Document Number	201297304
Last Transfer Date	Aug 11, 2016
Transfer Doc	0000383563
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000381632
Date	Jun 9, 2021
Instrument	2021000381632

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	SAN CLEMENTE, CA 92673

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142202
Date	Apr 20, 2018
Instrument	2018000142202

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	00000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 16 Calle la Espalda was $17,238.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,076,181 (+2%) Land $279,364 Building $796,817
2025	$17,238.00 Homeowner's exemption	$1,055,080 Land $273,886 Building $781,194
2023	$16,512.00 (+0.09%) Homeowner's exemption	$1,014,111 Land $263,251 Building $750,860
2022	$16,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Calle la Espalda in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Calle la Espalda is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500

May also be available: AT&T, T-Mobile, Verizon.

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