28 Calle la Espalda, San Clemente, CA 92673 Property Records

Orange County property record for 28 Calle la Espalda, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,024 sqft · built 2005
Lot Size	0.154 acres (6,689 sqft)
Owner	2 Individual Names on File
Last Sale	$1,598,000 (Aug 2006)
Tax Bill	$30,891 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`708-063-34`

Property Details

APN / Parcel Number

Primary APN	`708-063-34`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,024 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,689 sqft (0.154 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	28 CALLE LA ESPALDA
City	SAN CLEMENTE
State	CA
Zip	92673-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16569 BLK LOT 31
Legal Subdivision	CAZADERO AT TALEGA
Legal Tract	16569
Legal Lot Number	31
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2003
Census Tract	32062

Owner

28 Calle la Espalda is owned and occupied by two individuals who acquired it in September 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Loan Modification, Mortgage BCAT 2016-18TT (CT)
Sep 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2006 · Amount on File
Deed Sale	Aug 16, 2006 · Amount on File
Deed Document Number	2006547373
Last Transfer Date	Sep 6, 2018
Transfer Doc	0000337174
Record Updated	Oct 29, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	28 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000387670
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CALLE LA ESPALDA SAN CLEMENTE CA 926737020, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000387670
Date	Oct 26, 2018
Instrument	387670

Lender

Name	BCAT 2016-18TT (CT)

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 14, 2018
Property Address	28 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000337174
Instrument Date	Sep 6, 2018
Instrument	337174
Transaction Type	Transfer
Record Updated	Sep 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34052 LA PLZ #206 DANA POINT CA 926292572, 206, DANA POINT, CA 92629-2572

Tax Assessment & Valuation

The 2025 property tax bill for 28 Calle la Espalda was $30,891.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,674,729 (+2%) Land $736,885 Building $937,844
2025	$30,891.00	$1,641,892 Land $722,437 Building $919,455
2023	$28,667.00 (+0.35%)	$1,453,904 Land $649,699 Building $804,205
2022	$28,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Calle la Espalda in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Calle la Espalda is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500

May also be available: AT&T, T-Mobile, Verizon.

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