26 Calle la Espalda, San Clemente, CA 92673 Property Records

Orange County property record for 26 Calle la Espalda, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,082 sqft · built 2005
Lot Size	0.154 acres (6,689 sqft)
Owner	2 Company Names on Record
Last Sale	$895,000 (Nov 2011)
Tax Bill	$18,363 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`708-063-33`

Property Details

APN / Parcel Number

Primary APN	`708-063-33`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,082 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,689 sqft (0.154 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	26 CALLE LA ESPALDA
City	SAN CLEMENTE
State	CA
Zip	92673-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16569 BLK LOT 30
Legal Subdivision	TRACT NO 16569
Legal Tract	16569
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2003
Census Tract	32062

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit NUVISION FINANCIAL FCU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
May 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2011 · Amount on Record
Deed Sale	Nov 16, 2011 · Amount on Record
Prior Sale	Oct 27, 2011 · Amount on Record
Deed Document Number	2011583794
Last Transfer Date	Apr 1, 2015
Transfer Doc	0000178727
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000060634
Date	Mar 17, 2023
Instrument	2023000060634

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000212888
Date	Mar 29, 2021
Instrument	2021000212888

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198636
Date	May 16, 2017
Instrument	2017000198636

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036805
Date	Jan 26, 2017
Instrument	2017000036805

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451160
Date	Nov 13, 2019
Instrument	2019000451160

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135405
Date	Mar 25, 2020
Instrument	2020000135405

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,190,170 (+2%) Land $352,204 Building $837,966
2025	$18,363.00 (+4.39%) Homeowner's exemption	$1,166,834 (+4.04%) Land $345,298 Building $821,536
2023	$17,590.00 (+0.21%) Homeowner's exemption	$1,121,525 Land $331,889 Building $789,636
2022	$17,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500

May also be available: AT&T, T-Mobile, Verizon.

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