22 Calle la Espalda, San Clemente, CA 92673 Property Records

Orange County property record for 22 Calle la Espalda, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,082 sqft · built 2005
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$1,239,000 (Apr 2020)
Tax Bill	$20,256 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`708-063-31`

Property Details

APN / Parcel Number

Primary APN	`708-063-31`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,082 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	5,750 sqft (0.132 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	22 CALLE LA ESPALDA
City	SAN CLEMENTE
State	CA
Zip	92673-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16569 BLK LOT 28
Legal Subdivision	CAZADERO AT TALEGA
Legal Tract	16569
Legal Lot Number	28
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2003
Census Tract	32062

Owner

22 Calle la Espalda is owned and occupied by two individuals who bought it in April 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 2, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Prior Sale	Dec 28, 2006 · Amount on File
Deed Document Number	2020150214
Prior Transfer Date	Feb 5, 2014
Prior Transfer Doc	0000074020
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000636020
Date	Oct 18, 2021
Instrument	2021000636020

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000131841
Date	Feb 25, 2021
Instrument	2021000131841

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 2, 2020
Property Address	22 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Document Number	0000150214
Map Reference	MB 862 PG 24-33
Instrument Date	Feb 18, 2020
Instrument	2020000150214
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

Mortgage

Document Number	0000150215
Date	Apr 2, 2020
Instrument	2020000150215

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22 Calle la Espalda was $20,256 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,381,846 (+2%) Land $495,373 Building $886,473
2025	$20,256.00 Homeowner's exemption	$1,354,751 Land $485,659 Building $869,092
2023	$19,402.00 (+0.37%) Homeowner's exemption	$1,302,146 Land $466,801 Building $835,345
2022	$19,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Calle la Espalda in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Calle la Espalda is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500

May also be available: AT&T, T-Mobile, Verizon.

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