Orange County property record for 20 Calle la Espalda, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,849 sqft · built 2005 |
| Lot Size | 0.131 acres (5,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,050,000 (Aug 2009) |
| Tax Bill | $19,870 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 708-063-30 |
| Primary APN | 708-063-30 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,849 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 5,720 sqft (0.131 acres) |
| Garage Area | 686 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 20 CALLE LA ESPALDA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16569 BLK LOT 27 |
| Legal Subdivision | TRACT NO 16569 |
| Legal Tract | 16569 |
| Legal Lot Number | 27 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 32062 |
20 Calle la Espalda is owned and occupied by an individual who acquired it in October 2012.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2009 · Amount on File |
| Deed Sale | Aug 21, 2009 · Amount on File |
| Prior Sale | Mar 15, 2007 · Amount on File |
| Deed Document Number | 2009451120 |
| Last Transfer Date | Oct 2, 2012 |
| Transfer Doc | 0000624281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 20 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020 |
| Document Number | 0000672809 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021000672809 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 20 Calle la Espalda was $19,870 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,382,465 (+2%) Land $557,508 Building $824,957 | |
| 2025 | $19,870.00 Homeowner's exemption | $1,355,358 Land $546,576 Building $808,782 |
| 2023 | $19,032.00 (+0.44%) Homeowner's exemption | $1,302,729 Land $525,352 Building $777,377 |
| 2022 | $18,949.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Calle la Espalda in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Calle la Espalda is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
May also be available: AT&T, T-Mobile, Verizon.
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