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23965 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23965 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2020
Square Footage1,320 sqft Heated Area
Lot Size1,468 sqft (0.034 acres)
Last Sale$335,000 (2026)
Tax Bill$2,048.00 (2025)

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.189

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address607 CLARK AVE, OCEAN SPRINGS, MS 39564-3904
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2026Warranty Deed, Transfer
Mar 06, 2023Warranty Deed, Transfer · Line of Credit
SOUTHSTAR BANK SSB
Nov 02, 2022Warranty Deed, Transfer
PROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC
Sep 29, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
DHI MTG
Aug 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jun 28, 2019Warranty Deed, Transfer
MBR LTD
Apr 25, 2018Deed of Trust, Mortgage
BRYANT BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 04, 2026 · Amount on Record
Deed SaleFeb 04, 2026 · Amount on Record
Prior SaleMar 06, 2023 · Amount on Record
Deed Doc Number20262234742
Record RefreshedJun 08, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateFeb 04, 2026
Property Address23965 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0002234742
Map ReferenceSL 2606-C&2606-D
Instrument DateJan 30, 2026
Instrument2234742
Transaction TypeTransfer
Record UpdatedFeb 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4130 HARBOR RD, ORANGE BEACH, AL 36561-3522

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address607 CLARK AVE, OCEAN SPRINGS, MS 39564-3904

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMar 06, 2023
Property Address23965 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0002050634
Map ReferenceSL 2606-C&D
Instrument DateMar 03, 2023
Instrument2050634
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyPROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4134 HARBOR RD, ORANGE BEACH, AL 36561-3522

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 HARBOR RD, ORANGE BEACH, AL 36561-3522

Mortgage

Document Number0002050635
DateMar 06, 2023
Instrument2050635
Lender
NameSOUTHSTAR BANK SSB
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateNov 02, 2022
Property Address23965 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0002031991
Map ReferenceSL 2606-C&D
Instrument DateOct 31, 2022
Instrument2031991
Transaction TypeTransfer
Record UpdatedNov 09, 2022
Title CompanyPROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4625 SPINNAKER WAY, 4625, ORANGE BEACH, AL 36561-3880

Transferred To (Grantee/Buyer)

NameVerified Name
Address4134 HARBOR RD, ORANGE BEACH, AL 36561-3522

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateSep 29, 2020
Property Address23965 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001860038
Instrument DateSep 28, 2020
Instrument1860038
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 08, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$206.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address219 LANDING DR FOLEY AL 365350130, FOLEY, AL 36535-0130

Mortgage

Document Number1860039
DateSep 29, 2020
Instrument1860039
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 28, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 12, 2019
Property Address23965 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001777520
Instrument DateAug 08, 2019
Instrument1777520
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$907.98
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126
InvestorPossibly a Property Investor

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 28, 2019
Property Address23965 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001768771
Instrument DateJun 18, 2019
Instrument1768771
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.50
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
InvestorPossibly a Property Investor

Mortgage

Document Number1768772
DateJun 28, 2019
Instrument1768772
Lender
NameMBR LTD
Address1013 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4023
Agreement
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address23965 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001703367
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedJul 13, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressCYPRESS VLG ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561
InvestorPossibly a Property Investor

Mortgage

Document Number0001703367
DateJun 21, 2018
Instrument1703367
Lender
NameBRYANT BK
TypeBank
AddressFOLEY, AL 36535
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,048.00 (+5.24%)$64,000 (+5.19%) Land $15,620 Building $48,380$320,000 (+5.19%) Land $78,100 Building $241,900
2024$1,946.00 (+10.38%)$60,840 (+10.38%) Land $14,560 Building $46,280$304,200 (+10.38%) Land $72,800 Building $231,400
2023$1,763.00 (+13.74%) Homeowner's exemption$55,120 (+13.74%)$275,600 (+13.74%) Land $64,800 Building $210,800
2022$1,550.00 (+253.08%) Homeowner's exemption$48,460$242,300 Land $66,300 Building $176,000
2021$439.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.189
Alternative APNs
  • 373596
  • 356098
  • 529596

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,320 sqft Heated Area
1st Floor672 sqft 1st Floor
Upper Floors648 sqft Upper Floors
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area1,468 sqft (0.034 acres)
Depth X Width44.5 ft x 33 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number529596
Street Address23965 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 73 CYPRESS VILLAGE COURTYARD COTTAGES SUB SLIDE 2606-C
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number73
JurisdictionBALDWIN AL
Minor Civil DivisionFOLEY
Census Blockgroup2
Census Block2004
Census Tract11417

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