1. Home
  2. Alabama
  3. Baldwin County
  4. Orange Beach
  5. Cottage Loop

23966 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23966 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,871 sqft · built 2019
Lot Size0.067 acres (2,914 sqft)
OwnerIndividual Name on File
Last Sale$254,000 (Jun 2019)
Tax Bill$952 (2022)
Deeds & MortgagesFeb 2020 Mortgage
Jun 2019 Sale
Flood ZoneZone AE (high risk)
APN66-01-01-1-001-001.146

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.146
Alternative APNs
  • 373553
  • 356382

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,871 sqft Heated Area
1st Floor Area1,105 sqft
Upper Floors Area766 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,914 sqft (0.067 acres)
Lot Dimensions84.7 ft deep x 34.4 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number356382
Street Address23966 COTTAGE LOOP
CityORANGE BEACH
StateAL
Zip36561-5227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 CYPRESS VILLAGE COURTYARD COTTAGES SUB SLIDE 2606-C
Legal SubdivisionCYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number30
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2004
Census Tract11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.146

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23966 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jun 03, 2019Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2019 · Amount on Record
Deed SaleJun 03, 2019 · Amount on Record
Deed Document Number20191763045
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address23966 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyATC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001809745
DateFeb 05, 2020
Instrument1809745
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 03, 2019
Property Address23966 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number0001763045
Instrument DateMay 31, 2019
Instrument1763045
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$254.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23966 COTTAGE LOOP ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$43,780 (+15.88%) Land $7,820 Building $35,960$437,600 (+15.86%) Land $78,100 Building $359,500
2023Homeowner's exemption$37,780 (+19.33%)$377,700 (+19.37%) Land $64,800 Building $312,900
2022$952.00 Homeowner's exemption$31,660$316,400 Land $66,300 Building $250,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 261 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies628 units insured (367 under condo master policies)
158 of 261 individual policies on primary residences
Nearby Flood Claims151 (2004–2020)
Claims Outside the SFHA5 of 151
Most Recent ClaimSep 2020, tidal / storm surge
Flood Events
  • Hurricane Sally (Sep 2020), 134 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 6 claims
  • Hurricane Ivan (Sep 2004), 5 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Cottage Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures