Baldwin County property record for 23969 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 2020 |
| Lot Size | 0.055 acres (2,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,900 (Dec 2020) |
| Tax Bill | $811 (2023) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Aug 2019 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 66-01-01-1-001-001.187 |
| Primary APN | 66-01-01-1-001-001.187 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Heated Area |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 648 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,394 sqft (0.055 acres) |
| Lot Dimensions | 66.5 ft deep x 36 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 379585 |
|---|---|
| Street Address | 23969 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36' X 66.5' LOT 71 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACHSEC 1- |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 71 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.187
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23969 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 13, 2020 | Warranty Deed, Subdivision Related Transfer DHI MTG |
| Aug 12, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 28, 2019 | Warranty Deed, Transfer MBR LTD |
| Apr 25, 2018 | Deed of Trust, Mortgage BRYANT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Deed Document Number | 20201878827 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 13, 2020 |
| Property Address | 23969 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001870636 |
| Instrument Date | Nov 11, 2020 |
| Instrument | 1870636 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 03, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23965 COTTAGE LOOP ORANGE BEACH AL 365615227, ORANGE BEACH, AL 36561-5227 |
| Document Number | 1870637 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 1870637 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 12, 2019 |
| Property Address | 23969 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001777520 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 1777520 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $907.98 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 28, 2019 |
| Property Address | 23969 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001768771 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 1768771 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774 |
| Investor | Possibly a Property Investor |
| Document Number | 1768772 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 1768772 |
| Name | MBR LTD |
|---|---|
| Address | 1013 CAPTAIN ONEAL DR, DAPHNE, AL 36526-4023 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23969 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001703367 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | CYPRESS VLG ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561 |
| Investor | Possibly a Property Investor |
| Document Number | 0001703367 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 1703367 |
| Name | BRYANT BK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,700 (+16.2%) Land $7,820 Building $23,880 | $316,800 (+16.13%) Land $78,100 Building $238,700 | |
| 2023 | $811.00 (+14.71%) Homeowner's exemption | $27,280 (+13.67%) | $272,800 (+13.71%) Land $64,800 Building $208,000 |
| 2022 | $707.00 (+61.05%) Homeowner's exemption | $24,000 | $239,900 Land $66,300 Building $173,600 |
| 2021 | $439.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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