Baldwin County property record for 23964 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,257 sqft Heated Area |
| Lot Size | 3,050 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $319,900 (2019) |
| Tax Bill | $1,491.00 (2025) |
| Primary APN | 66-01-01-1-001-001.145 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,257 sqft Heated Area |
| 1st Floor | 1,301 sqft 1st Floor |
| Upper Floors | 956 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,050 sqft (0.07 acres) |
| Depth X Width | 109 ft x 27.8 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 363248 |
|---|---|
| Street Address | 23964 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 27.8' X 109.7' LOT 29 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C LYING IN THE CITY OF ORANGE BEACH SE |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 29 |
| Jurisdiction | BALDWIN AL |
| Minor Civil Division | FOLEY |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.145
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23964 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Al (and Others) - Vendor Data Only |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 12, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Mar 21, 2018 | Warranty Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Deed Doc Number | 20191753919 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23964 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001949235 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 1949235 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 12, 2019 |
| Property Address | 23964 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001753919 |
| Map Reference | SL 2606-C&D |
| Instrument Date | Apr 11, 2019 |
| Instrument | 1753919 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 23964 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001753920 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 1753920 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 21, 2018 |
| Property Address | 23964 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001685965 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 1685965 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $984.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126 |
| Investor | Possibly a Property Investor |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 (+16.58%) | $48,500 (+15.81%) Land $7,820 Building $40,680 | $484,900 (+15.78%) Land $78,100 Building $406,800 |
| 2023 | $1,279.00 (+21.12%) Homeowner's exemption | $41,880 (+19.93%) | $418,800 (+19.97%) Land $64,800 Building $354,000 |
| 2022 | $1,056.00 (+16.69%) Homeowner's exemption | $34,920 | $349,100 Land $66,300 Building $282,800 |
| 2021 | $905.00 |
23964 Cottage Loop is in FEMA Zone AE (1% annual chance, base flood elevation determined), inside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Baldwin County (01003C), updated September 27, 2020
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 9.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 60th in Alabama |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,075 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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